Buy cash 0 interest 0 installment

If you cant buy it with cash you can't afford it.

now seriously sial one got 48 months installment for a farking phone

menang gaya

poket papa

just spent 6.2k for iphone 14 pro max...
have to limit my lunch to rm 3.5 mixed rice.

Look for shop that offer 0% installment if buy via cc.

Or u better patiently save money now for 1 year and wait for next iphone 15 or 16. Would be much much advance than current.

How abt buy used iphone 1st? No need latest one, iphone 12 also ok.
Unless u got cc ok la, make sure can repay as 0% installment. Usually maybank cc can.

Iphone value drop too much. If you care about resale value then you only need 1 Iphone Pro Max for the back design.

4 years on 3 camera design (11 to 14 Pro Max)
Almost all are price around 6k on start.
First year value drop to 4.5k
Second year value drop to 3k
Third year value drop to 2k

which model you are looking at?

I using standard Chartered cc. 36 months intallment 0% interest. Company allow phone bill claim every month. Just nice 36 months monthly repayment company cover 100% of the cost.

i would then suggest for you to look at second hand via compasia for example

can go for 12 / 13 temporarily then sell when u can get 15

go buy from switch

if pay full .. get nothing
if pay with instalment get rm50 voucher to buy stuff .. i got another cable ..

really wtf