QUOTE(azhar75 @ Feb 6 2023, 01:01 AM)
Telco plan is better if the telephone line monthly bill can be claimed to Company.
Say taking the Celcom98 for 24 months contract.
A = S23U 512GB non-Lime = RM4,399
B = Upfront RM350 is to be reimbursed monthly. So, no need to consider this payment.
C = Celcom98 plan = RM98 × 1.06 x 24 months = RM2,493.12
Total ownership after 24 months is
= A + B - B + C
= RM4,399 + RM2,493.12
= RM6,892.12
But RM400 accessories must buy own pocket money.
If get from SME :
A = S23U 512GB Lime = RM4,899 (after RM600 and RM200 discount)
B = Celcom98 plan = same as item "C" above.
SME offers free RM400 accessories like 45W PD charger, earbud, over-priced casings, etc.
My telephone line can claimed with Company. (As per bill)
If I take Celcom98 for S23U 512gb 2yrs contract
My cost will be..
1. Device RM4,399
2. Upfront payment RM350 deduct on bill within 10months. Since I claim with company as per bill quite troublesome to reimburse back rm35 each month. Should consider this cost under me la.
3. Buy separate Care+ 2yrs RM659 (pre order from SME got 30% discount RM461.30)
4. Accessories need to buy separately assume Rm300 for case+screen protector+etc (pre order from SME got RM400 evoucher).
MY conclusion, if by from Celcom (with 2yrs contract) I can save around Rm200+ compare buying from SME.
End up i pre order with SME.

at least no contract
Not sure if my decision is good or not.
This post has been edited by viking kong: Feb 6 2023, 02:19 PM