Dec 29 2022, 01:21 PM
QUOTE(SiakapRM1000 @ Dec 29 2022, 12:28 PM)
Using credit card while traveling overseas will reduce hassle, but the usage transfer rate ?
CIMB/MBB is 1 % additional charge
Then transfer rate? about 1 % more above standard rate?
Visa convertion rate:
1000 EUR = RM4837
Google Rate
1,000 Eur = RM4,708
Maybank rate
1,000 = RM4,787
So if using card for 1k Euro you end up paying:
=RM4837
+ 1% = 48.37
= 4885
If change locally, the different will be:
RM4885 - RM4708. = RM173 difference
Betul?
If you chase airmiles use credit card. No brainer. If you want to save and don't want to bring so much cash use wise and bigpay.CIMB/MBB is 1 % additional charge
Then transfer rate? about 1 % more above standard rate?
Visa convertion rate:
1000 EUR = RM4837
Google Rate
1,000 Eur = RM4,708
Maybank rate
1,000 = RM4,787
So if using card for 1k Euro you end up paying:
=RM4837
+ 1% = 48.37
= 4885
If change locally, the different will be:
RM4885 - RM4708. = RM173 difference
Betul?
This post has been edited by Ramjade: Dec 29 2022, 04:14 PM
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