Don't ask lah. Hahaha.

dia cakap kalau dia ada 100k

mungkin buat pinjaman kut ntah la aku tak reti bab ni

nahhh, forex with 1:500 leverage is better. /s

serious answer, try to diversify, dont put one all your egg in one basket.
myself, asb-70% (not going to increase anymore)
tabung haji-15%
gold-15% (targeting for more)
1 house-90% paid (1 pcs enuff la for now)

This post has been edited by zerorating: Dec 23 2022, 03:28 PM

How much are the chargers and infra needed?

Also if the land is tanah pertanian must take into account the conversion cost.

Petrol station currently per litre is 15sen for petrol and 10sen for diesel (average) How much margin for EV charging?

Found this in fb

epf better

but tabong h@ji got issue right? something to do with the law where if the yearly fiscal is on negative,cannot declare dividend but they went and did it anyway?

Gentari, electron etc.

Modal of course lower than petrol station. But the high cost is the piece of land and construction. But set up ev charging bay is easier than oils cause oil need dig dig for tanker.

If you follow the camel rider way of calculating Zakat, you will never make much of a profit because the 2.5% is not cut from the dividend amount but from the principal and the dividend. So essentially it's compounded every year. So camel rider wannabes will never make more than 1-2% if they calculate it properly and not the half-assed way of just cutting it straight from dividend % which is wrong. TH is following the latter method by cutting it straight from the dividends and by some cooking the books to make their profit higher than it actually is. It's why LGE had to step in and save TH because all this while they were running into a deficit on their reserves which were in the negative to the tune of billions and yet somehow they were paying dividends from out of thin air.

That one is for DCFC, see the post above they supply AC chargers just need your own parking lot. Should be much cheaper

kinda what im thinking.


all else being equal or relatively equal, better avoid Tabung Haji because of risk from the institution itself.

Are their books not audited too ?

Give me

I will help u double

perhaps different priorities
if investment, go asb
if want to go hajj or help gov in assisting people go hajj, use tabung haji

do you need to access the money quickly?
if not, and want more return, buy co-op bank persatuan shares

AC charging yes much much cheaper. But DCFC makes the most profit cause majority EV drivers now prefers quick & power charge. 150+ kwh. PHEV opts for AC due to limitation.

But ayam interested. Got lubang PM.

Kan ni nah boleh land, deficit pun ada dividen, best investment.

I've pondered about this too TS. For me TH is for Hajj, I don't expect much from the investment.

For ASB, I only maintain the amount where the zakat payment can be refunded via tax refund. So it will be depending on the PCB each month.

Currently I put most in AHB. Profit around 5% yearly WITH zakat already paid.

Where do I sign up for AHB?

It’s quite limited to sign up this

Berapalah tahun ni agaknya