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HSBC Homesmart, Not showing interest rate and etc..
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TSbowranger
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Dec 7 2022, 08:51 PM, updated 4y ago
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Getting Started

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Anyone here using HSBC HomeSmart for property loan ? My homesmart account doesn't show the necessary interest rate and monthly repayment amount.. Unlike other banks I know, Maybank, Ambank, PB, etc. Why is this happening? I even contact their customer services multiple times but no avail. They simply not giving any solution, asking me to check with the hardcopy "agreement" that I signed few years ago... I need the interest rate and monthly repayment and other details to be shown. Anyone got any idea how to ?
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Avenger_2012
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Dec 7 2022, 09:03 PM
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Getting Started

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I have 2 homeloan account under HSBC. Yes indeed, it’s annoying considering that my other home loan accs (PBB and MBB) show it readily online. I called the customer service, home mortgage section and they are always able to tell me my current interest rate (just need to hold the line for couple mins while they were checking).
Perhaps you can give it another try.
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TSbowranger
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Dec 8 2022, 11:08 AM
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Getting Started

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QUOTE(Avenger_2012 @ Dec 7 2022, 09:03 PM) I have 2 homeloan account under HSBC. Yes indeed, it’s annoying considering that my other home loan accs (PBB and MBB) show it readily online. I called the customer service, home mortgage section and they are always able to tell me my current interest rate (just need to hold the line for couple mins while they were checking). Perhaps you can give it another try. Thank you.. Then they really not improving their portal.. Need to contact them to get the interest rate etc info
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Avenger_2012
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Dec 8 2022, 11:31 AM
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Getting Started

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QUOTE(bowranger @ Dec 8 2022, 11:08 AM) Thank you.. Then they really not improving their portal.. Need to contact them to get the interest rate etc info :confused:  I had provided my feedback years ago, several times but till now it’s still missing the critical info on interest rate.
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wilson1149
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Dec 8 2022, 12:11 PM
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Refinance it to other bank.
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lotep
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Dec 12 2022, 07:48 PM
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Getting Started

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QUOTE(bowranger @ Dec 7 2022, 08:51 PM) Anyone here using HSBC HomeSmart for property loan ? My homesmart account doesn't show the necessary interest rate and monthly repayment amount.. Unlike other banks I know, Maybank, Ambank, PB, etc. Why is this happening? I even contact their customer services multiple times but no avail. They simply not giving any solution, asking me to check with the hardcopy "agreement" that I signed few years ago... I need the interest rate and monthly repayment and other details to be shown. Anyone got any idea how to ?  Recently refinanced property loan to HomeSmart. Instalment amount can be found at monthly e-statement.
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