No, cardless withdrawal is faster

I don't use it much too but that's because min rm50.. and then have to go like RM100.. rm150..

Rm20 cannot withdraw. Same with Rm60 or Rm80

Now not sure lah

Then another thing is.. stand by ATM to do scan and when my turn comes, it says cardless withdrawal is temporary unavailable

Like that, better I use card

Now not sure if improved already or not.