Jan 12 2010, 03:56 PM
QUOTE(nicholas88 @ Jan 12 2010, 01:12 PM)
Hi guys,
I'm planning to invest in eFixed Deposit, however, I got few queries :
1. When I log into maybank2u, I was given 3 option when entering eFD page :
- Maybank Conventional Fixed Deposit
- Maybank GIA Mudharabah
- Mudharabah Deposit Account (MDA-i)
I can't find any details in the website, may I know what's the difference?
2. If I were to place 5,000 for 1 month eFD, the interest rate p.a. for 1 month is 2%. May I know how to calculate? e.g. end of the month, how much will I get?
Is it calculate as :
5,000*0.02*(1/12=0.083) = RM 8.3 ?
3. If let's say I put 5,000 for 12 months. Within this 12 months, I add another 4,000 into the eFD, is the interest will be based on the increased amount (9,000) or based on the original principal amount 5,000?
1. No idea. Do not use maybank.I'm planning to invest in eFixed Deposit, however, I got few queries :
1. When I log into maybank2u, I was given 3 option when entering eFD page :
- Maybank Conventional Fixed Deposit
- Maybank GIA Mudharabah
- Mudharabah Deposit Account (MDA-i)
I can't find any details in the website, may I know what's the difference?
2. If I were to place 5,000 for 1 month eFD, the interest rate p.a. for 1 month is 2%. May I know how to calculate? e.g. end of the month, how much will I get?
Is it calculate as :
5,000*0.02*(1/12=0.083) = RM 8.3 ?
3. If let's say I put 5,000 for 12 months. Within this 12 months, I add another 4,000 into the eFD, is the interest will be based on the increased amount (9,000) or based on the original principal amount 5,000?
2. correct
3. you cannot change your exisitng 5000 fd. You will need to open a new 4000 fd.
Added on January 12, 2010, 3:57 pm
QUOTE(nicholas88 @ Jan 12 2010, 01:12 PM)
Hi guys,
I'm planning to invest in eFixed Deposit, however, I got few queries :
1. When I log into maybank2u, I was given 3 option when entering eFD page :
- Maybank Conventional Fixed Deposit
- Maybank GIA Mudharabah
- Mudharabah Deposit Account (MDA-i)
I can't find any details in the website, may I know what's the difference?
2. If I were to place 5,000 for 1 month eFD, the interest rate p.a. for 1 month is 2%. May I know how to calculate? e.g. end of the month, how much will I get?
Is it calculate as :
5,000*0.02*(1/12=0.083) = RM 8.3 ?
3. If let's say I put 5,000 for 12 months. Within this 12 months, I add another 4,000 into the eFD, is the interest will be based on the increased amount (9,000) or based on the original principal amount 5,000?
1. No idea. Do not use maybank.I'm planning to invest in eFixed Deposit, however, I got few queries :
1. When I log into maybank2u, I was given 3 option when entering eFD page :
- Maybank Conventional Fixed Deposit
- Maybank GIA Mudharabah
- Mudharabah Deposit Account (MDA-i)
I can't find any details in the website, may I know what's the difference?
2. If I were to place 5,000 for 1 month eFD, the interest rate p.a. for 1 month is 2%. May I know how to calculate? e.g. end of the month, how much will I get?
Is it calculate as :
5,000*0.02*(1/12=0.083) = RM 8.3 ?
3. If let's say I put 5,000 for 12 months. Within this 12 months, I add another 4,000 into the eFD, is the interest will be based on the increased amount (9,000) or based on the original principal amount 5,000?
2. correct
3. you cannot change your exisitng 5000 fd before maturity or you will lose your interest. You will need to open a new 4000 fd.
This post has been edited by jphlau: Jan 12 2010, 03:57 PM
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