is the normal fixed deposit account same with E-fixed deposit  account?
cause i got the normal fixed deposit account number. and i really want to try e-fixed deposit cause i dont have the crap time to go to maybank

my bad experience of e-fixed deposit:
first time i am trying to open up a e-fixed deposit fail because this is the first time i am opening a fixed deposit. and ironically to make matter worse, my home branch jalan temoh, klang is no more due to relocation of maybank centre to menara klang. and i got to go to maybank just to place an e-fixed deposit.

second time: i got panic when after maturity, principal and interest is not creditted to my account. and the lousy reason is jalan temoh home branch is not menara klang homebranch. and i got to go to maybank to settle it, and after few sleepless night its settled. (luckily i am just testing e-FD for a month.......)

sequencely, all my FD is the normal cert FD placed at the centre....

wish me luck, i gonna test e-fd again and i hope this time they wont upset me again.......i also prepared test cases to be safe

TEST 1: after put e-fd, i'll try to uplift it after couple of days and see whether its creditted back to account

TEST 2: after maturity, testing whether the principal and interest is creditted into account.

i cant believe so much time is wasted just for E-FD.

is the normal fixed deposit account same with E-fixed deposit  account?
cause i got the normal fixed deposit account number. and i really want to try e-fixed deposit cause i dont have the crap time to go to maybank

my bad experience of e-fixed deposit:
first time i am trying to open up a e-fixed deposit fail because this is the first time i am opening a fixed deposit. and ironically to make matter worse, my home branch jalan temoh, klang is no more due to relocation of maybank centre to menara klang. and i got to go to maybank just to place an e-fixed deposit.

second time: i got panic when after maturity, principal and interest is not creditted to my account. and the lousy reason is jalan temoh home branch is not menara klang homebranch. and i got to go to maybank to settle it, and after few sleepless night its settled. (luckily i am just testing e-FD for a month.......)

sequencely, all my FD is the normal cert FD placed at the centre....

wish me luck, i gonna test e-fd again and i hope this time they wont upset me again.......i also prepared test cases to be safe

TEST 1: after put e-fd, i'll try to uplift it after couple of days and see whether its creditted back to account

TEST 2: after maturity, testing whether the principal and interest is creditted into account.

i cant believe so much time is wasted just for E-FD.

any update from your test mate?

is the normal fixed deposit account same with E-fixed deposit  account?
cause i got the normal fixed deposit account number. and i really want to try e-fixed deposit cause i dont have the crap time to go to maybank

my bad experience of e-fixed deposit:
first time i am trying to open up a e-fixed deposit fail because this is the first time i am opening a fixed deposit. and ironically to make matter worse, my home branch jalan temoh, klang is no more due to relocation of maybank centre to menara klang. and i got to go to maybank just to place an e-fixed deposit.

second time: i got panic when after maturity, principal and interest is not creditted to my account. and the lousy reason is jalan temoh home branch is not menara klang homebranch. and i got to go to maybank to settle it, and after few sleepless night its settled. (luckily i am just testing e-FD for a month.......)

sequencely, all my FD is the normal cert FD placed at the centre....

wish me luck, i gonna test e-fd again and i hope this time they wont upset me again.......i also prepared test cases to be safe

TEST 1: after put e-fd, i'll try to uplift it after couple of days and see whether its creditted back to account

TEST 2: after maturity, testing whether the principal and interest is creditted into account.

i cant believe so much time is wasted just for E-FD.

David83, so the e-FD rates are also same with the Fixed Deposit rates which located at M2U website? (i.e. 12 month = 3.70)

Yes. The rate is as published in M2U website.

another ques for me, what is the diff between the FD Flexi & GIA Mudharabah? I saw the graph between these two types of eFD, but i dun understand on it. Because both types also offer same term? Can you tell me what is the diff?

FD Flexi? Never heard before.

If you're talking about the two options in eFD, one is conventional FD and GIA Mudharabah (is based on Islamic banking whereby the interest paid using profit sharing ratio).

What is this "profit sharing ratio"??

I thought the difference is the bank will use the customer's money to invest in stocks/shares that is somewhat not very risky, since Islamic rules doesnt allow "gambling"...

CIMB also good....

i also wish to know, because based on the wiki explain on term 'Mudharabah' is what David83 say, the profit will shared equally to shareholders. So what it means? not follow on interest rate? maybe the invest will loss?