For the ADV 160, I wish Boon Siew just stuck to base colors without heavy use of stickers, tbh.

The Indonesian ones look much more elegant and since this is a scooter for those who are berjiwa santai regardless of age, I think it's better to have that more mature look to it. With the Indonesian colors, it is also easier to see the difference in the body panels between the 150 and 160.

Loan sales give them more margin.
Example:
ADV160 list price before on-the-road is RM12,999
Shop should just add fees to register the bike, insurance and roadtax.
That should be around RM12,600 to get the bike on the road, paying cash.

For loan sales, they jack it up to around RM14500 before applying load interest.
That's a cool RM2k or more depends on shop, to make more money.

Shop make more money also translate to higher commission for sales staff.

Don't believe me? you go around bike shop simply ask how much is the instalment plan.. don't mention you want to buy cash.