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 Bank freeze the account, April 2023 - Bank account unfreeze

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mushigen
post Nov 8 2022, 04:47 PM

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QUOTE(acbc @ Nov 8 2022, 04:14 PM)
As long u can explain the source of funds, should be no problem.

Alternatively, upgrade from basic account to a current account and they will kacau less. Or move to CIMB, even less kacau.
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I have always seen people write this, but never knew the reason. Do you know the reason why "they will kacau less" personal current account? If the reason to kacau savings account is due to money laundering/scam issue, why is CA any different?
mushigen
post Nov 11 2022, 08:59 PM

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QUOTE(marukopi @ Nov 10 2022, 01:34 PM)
Just go open current account

Many bank nowadays can open current account digitally

Actually got few activity that raise a flag
- Which branch account is opened
- What address recorded in your account
- Your employment status and product at bank
- Your trend or withdrawal frequncy
- Method of fund transfer or deposit
- Amount and trend of fund transfer and deposit
- Lead time between incoming and outgoing of fund

A person staying in city, self employed and only have casa,  always received outstation cash deposit or transfer, and frequent withdrawal do raise STR flag
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Another advice to use current account instead of savings account. Do you know why it's ok to have multiple transactions in CA but not in SA? If business CA I can understand, but what difference does it make for personal CA?


 

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