afraid money laundering or account rented to scammer

I kena many times they question source of funds, bank in 30k, kena ask, transfer 50k kena ask...

I ask them how come politician 2B masuk never ask?

So low amount also kena? Must be from foreign country bank?

Everytime got topic same as this, TS never will reveal where the money comes from. It's obvious something that seems impossible to happen to his acc due to some transaction only TS knows that triggered the problem.

He trsf on the spot , or he ask other ppl transfer?

As long u can explain the source of funds, should be no problem.

Alternatively, upgrade from basic account to a current account and they will kacau less. Or move to CIMB, even less kacau.

Then, that's business already. Need a business account. Just register a company and open a current account.

come on, u know i know the source of fund

bank dont do that unless .....

if you wanna know the money you received was from a mule account, can check from here:

https://semakmule.rmp.gov.my/

3 pages and yet TS never summarize the details on what he did all of those many transactions until got freeze

lel

you must check if banks do it or police ask them to.

if banks do it. you should scream at them. no solid proof can just freeze peoples acc

Just go open current account

Many bank nowadays can open current account digitally

Actually got few activity that raise a flag
- Which branch account is opened
- What address recorded in your account
- Your employment status and product at bank
- Your trend or withdrawal frequncy
- Method of fund transfer or deposit
- Amount and trend of fund transfer and deposit
- Lead time between incoming and outgoing of fund

A person staying in city, self employed and only have casa,  always received outstation cash deposit or transfer, and frequent withdrawal do raise STR flag

So you do admit that the personal bank was used for business purposes?

This case is normal actually, especially among people that do side hustle like selling tudung, kuih raya once a while. Happened to many influencer also during mco time where they collect donation on behalf using their saving account and get their account freeze. Just provide supporting document to unfreeze it if required, like if you use it for business, then send any related document to them. Sometime it just plain mistake and let them know.

If you want, can take a look this few bank current account, which can be applied digitally.

Hong Leong Bank - https://www.hlb.com.my/en/personal-banking/...nt-account.html
RHB Bank - https://www.rhbgroup.com/instant-apply/personal-banking.html
MBSB Bank - https://mjourney.mbsbbank.com/current-account-i.html

if you are receiver, always do ur due diligence, to makesure their IC name match the bank name, and never ever share bank account, use duitnow and share ur mobile phone instead,

other day I heard from polis friend that lots of ppl come to the polis station report on FB marketplace scams, referring to 3rd party transfer or also known as man in the middle scam. any value below 200, IO wont pursue such low value case as well, so it is endless cycle scam on this loophole.

bank freeze usually because someone reports ur bank account number to the IO police.

You have to confirm with bank if there's police report, if there is, ask bank officer from which area and the IO name, if it is from another city then you have to fly and visit the IO to give ur statement. Very likely you have to refund back the money to the person who report you to have the case closed then only polis will issue release letter to bank to unfreeze ur bank account. if you insist not to refund then polis would forward this to court and u have to pay even more to hire ur own lawyer and more.