Seeking advice from sifus here

I'm currently working for a small bank in Malaysia as a senior exec with salary of gross RM5k pm. I'm a scholar so there is a bond period attached with my employment terms. Basically, if I leave the bank before the bond period, i have to pay back. Amount is uncertain for now but in the thereabouts of RM350k - RM450k

Recently I got an offer from a big bank in SG. Offer is SGD4k. Prob gross. Position is maybe a level lower than my current position but the job scope is a bit different (currently in strategy, but the offer is for risk management, which i have a background in)

Question is, should I jump? The SG offer is tempting, but I'm worried I need to spend nearly half of my SG salary paying back the bond. What's leftover may be a bit difficult to live on, but doable if I really save. I also am tempted by the jump in career since its a bigger bank in SG (one of the 3 big banks) and the job scope interest me more than what I'm doing now.

10 years
Studied actuarial science in london.
Worked in my co for about 3 years but about 2 years in my current role in strategy
Limited career progression in my view coz my current bank is very small and only has exposure to MY market. It's not even as big as Alliance. The other SG bank has regional presence in ASEAN and in other international markets and so seems to offer a lot for me to learn. Plus my background seems to jive with the risk management role more than my current role

Will see those living in SG threads. Didnt know they existed

True, but when I estimated my budget if I take the job, I would have very little in savings. Maybe SGD200-300 at best coz the 4k is a gross figure. True Sg bank can give me better exposure, but I feel like I'm taking a massive risk coz savings is less than now and if I lose the job in SG for whatever reason, I'm all nroke rd

Just spoke to my employer, they only allow the tenure to be for the remaining period of the bond i.e. 7 years in my case. Best they can do to help out is to do a step up structure where first year is like 2k then increase afterwards

Ps the LSE part is correct but not CIMB. Dont wanna name the bank, but its govt owned

It's interest rate risk management. So its things like modelling and monitoring NSFR, Net cashoutflow and LCR. Fairly operational stuff.

The draw was that the bank's book is very large and regional. Data science skills are needed which I dabble in. My current role does not do any of these, hence, I feel quite drawn

The 4k SGD does seem quite low in my view. If I factor in repaying my bond, I may be left with just SGD300 or less at the end of each month, which is smaller than my current savings of around RM2k. Yet the exposure is tempting

I haven't attempted that option, but there isn't headcount afaik in my current bank as there is already another scholar there. He also has an actuarial background and he got a bit lucky in that dept. I was pulled in strategy

The bond amount is an issue. Just got confirmation that it is around 370k and every month need to pay around ~RM4.5k (around SGD1.5k). Still seems like a tough call to make