Mau buat statement bodo just use your dupe jer

inb4 no money dont buy

Ada tered liao.

haha
investors want more blood squeezed feom stone

Nothing last forever

c'mon lah people...snap out of the BNPL trap

CC installment is the same thing right?

yes
but CC at least has some requirement in order to get it
yet still a lot of people default and can't pay the minimum...the number kept racking up each month(18%)

this one anybody can use it

Not if 0% installment. Generally still a bad idea, but at least 10k over 12 months is still 10k. If you use BNPL, there's interest to pay so you end up paying close to 12k.

the BNPL 0% installment I'm aware of is ATOME and Grabpaylater

only shoppe had already instill 1.25% charge onto their Spaylater (except 1 month option although to be change starting from today)

if like this, I rather stick with CC installment option.

Kek.

More debts!

Bodoh punya shopee. they charge fee on the total purchase that includes the shipping fee. They can go suck themselves

Could this be the best time for Lazada to introduce their own BNPL service?