Mamak selling USD at RM 4.72 already. Kanasai.

Possible next year. If Zahid becomes PM, RM5 inkambing.

I think if you go actual convert using Bank, it has already hit over 3.4xx. Last week or so I transferred and converted some RM to SGD. CIMB bank already this 3.4xx rate. Hence I use WISE to transfer to get 3.37xx

If pull back to near RM3, I am going to dump in more. But Mahathir just say that it would not go back to previous level....

Any hidden charges? Please share.

How to withdraw money? Is it must convert back to RM in RHB? Can you transfer the SGD to SGD elsewhere?

The FD is done at RHB? Can do online? But can it transfer SGD to say another Singapore Bank?

This post has been edited by CommodoreAmiga: Nov 20 2022, 02:01 PM

I think whatever you put there should be long term. Not moving back...until i say sayonara and my waris takes over. This fund should not be for emergency purpose. Separate emergency money should be kept here. Local FDs can also be treated as emergency money. Make it in small amount like 10k each. Lose interest only.

Well, I am not a spender...now I want to be a minimalist....material objects doesn't interest me...more objects to me, is just more stuff to manage which I don't want. I only spend money when necessary, not because I am stingy, but because I am just not interested. Hence might as well leave the money for my waris.
What I truly enjoy is something which I need to do, which doesn't requires lots of money once the basic tools are acquired. Needs lots of time and efforts...not so much money.

The only thing which I spends big are probably travel, but I dont do it often. And the older I get, probably the less I will travel since can't walk already by that time.

I wait next week to change more Yen. Going to Japan. 🤩

I wanna visit Japan lah.

Already booked flight and hotel rooms.

I have already bought over 200k Yen in my Wise account previously. But now need to convert cash. Don't need too much cash though.. Plan to use the Wise card for most big expenses like hotel payments. Am also playing to withdraw some YEN from WISE using ATM when I am there. And top up WISE account with Yen if necessary, which will gives better rates.

Now not sure how much cash needed though. Would 60k yen cash for about 12 days/ 11 nights be enough for 2 person? 200K Wise + 60k cash. Top up more Yen to WISE when needed and withdraw cash from ATM if need more cash.

Thanks for the input bro. Now transportation is the last mile I need to research. I will be going from Tokyo->Kawachiko->Kyoto->Osaka. Say, do you know whether it's ok to buy the Shinkansen tickets like 3-4 days in advance? I want the Green reserve seats. Because I am not sure if I should buy it before I go or just buy it there, since it will be about 4 days before I will use the Shinkansen at Mishima station. Will it be too late? I don't want to get caught with tickets been sold out...I am visiting end of March to Early April for the Sakura season.

I have already done my research. I don't plan on renting car. Don't want to drive in foreign country I am not familiar with. Not about money. Taking trains is the safest option as they are efficient...not like here..ahem Wee Ka Siong...in Jepun, if LRT broke down like that, Minister already sudoku in shamefurul Dispray. Lol

Please don't release the Kraken. I am going to Japan in Spring. I don't want to go Japan and hear people speak Mandarin instead of Japanese...

Funny thing when Hamas sneak attack cucuk Israel...all tepuk tangan, when Israel bomb back, say they bad people.

According to Newton's Law, for every action there is an equal reaction. Never study Physics punya orang....😂

I eat very little sugar, still haven't finish the sugar since don't know when...

NEVER

I read an article says USD 1 will become RM 4.30 in December.

Don't know which Economist Kayangan prediction.

If really RM 4.3 next month, I am going to convert significantly.

This cat is not only dead, but already zombified. 4.3 already miracle.

Overruled by PMX already. Now he is interfering.

Dunno. Maybe he report too many people until mod beh tahan. I speculate only. 🤦‍♀️