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WhatsApp 019-3399039 for more info.
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The cost in recalling, replacing or destroying a contaminated product can be substantial, coupled with the cost in restoring confidence. Contaminated Products Insurance provides cover for recall costs, loss of gross profits and rehabilitation costs following either accidental or malicious contamination (whether actual or threatened). Adverse publicity and government recall will also be included, subject to assessment of the risk and geography the insurance product is provided for.

COVERAGE
The programme covers up to six parts
1. Accidental Contamination
2. Malicious Product Tamper
3. Adverse Publicity
4.Government Recall
5. Intentionally Impaired Ingredients
6. Product Extortion

1.Accidental Contamination
Any accidental or unintentional contamination, impairment or mislabelling of an insured product(s), which occurs during or as a result of its production, preparation, manufacture, packaging or distribution.

2. Malicious Product Tamper
Any actual, alleged or threatened intentional, malicious and wrongful alteration or contamination of the insured product(s), whether or not by an employee of the insured, with the intention to render it unfit or dangerous for its intended use or consumption or to create such impression to the public

3. Adverse Publicity
The reporting of an alleged but not actual accidental contamination or malicious product tamper during the period of insurance in local regional or national (including but not limited to radio, television, newpapers, magazines or the internet) or any governmental publication provided that the insured product is
specifically mentioned.

4. Government Recall
Any accidental or unintentional contamination, impairment or mislabelling of an insured product(s) which occurs during or as a result of its production, reparation,
manufacture, packaging or distribution and has been deemed by a competent authority to be unfit for human consumption by reason of being injurious to health and has resulted in a recall such insured product by such authority in compliance with regulations on food safety.

5. Intentionally Impaired Ingredients
Any contamination or impairment of an insured product(s), which occurs as a result of an ingredient supplied to the insured by a third party where such contamination or impairment was intentional or wrongful but not malicious. Provided that such contamination or impairment renders the insured product unfit
or dangerous for its intended use or consumption.

6. Product Extortion
Any threat or series of connected threats to commit malicious product tamper for the purpose of demanding extortion money, or other financial or material gain,
communicated to the named

COVERAGE COMPONENTS
AND OPTIONAL EXTENSIONS
– Recall costs (First and Third Party)
– All reasonable expenses to inspect, withdraw, destroy and replace the product
– Business Interruption (loss of gross profit)
– Rehabilitation costs
– Consultancy costs
– Third Party Recall Liability
– Customer loss of profits
– Unsubstantiated recall costs
– Preparation of crisis management plans