iLindung are stand alone term life and critical illness insurance, the premium will increase with age and premium also subject to review from time to time. In fact this is very normal for all life and critical illness policy in whole Malaysia, no such thing as premium will forever stayis the same.

Normal Insurance agent may sell you the idea that their monthly premium will no increase, the actual fact is we need to fork out much more compare to standalone at 1st, the policy will help you allocate to investment portion, when come the day cost of insurance is higher than what you pay monthly, it will automatically withdraw from your investment to make up the gap. Don't fall into the sweet sales talk of fix premium till the end of life