Is anyone using film/ hydrogel type screen protector?

Wondering how the opening for the Dynamic Island portion is cut? Like a notch (open top) or punch hole (exactly the Island's non-active use size)?

If clear ones probably the manufacturer can just cover over the Island. But matte ones is problematic - opening needed for front camera and also take into account the Island's horizontal/ vertical expansion when in active use.

Need some input from iOS users about scrolling speed.

I am setting up my partner's new 14PM. The thing I noticed that while the scrolling is smooth, it is kinda slow on the 14PM.

To put in context, I opened apple.com webpage on both the 14PM and my Samsung Z Flip4. Then I simultaneously scroll down the webpage on both devices with 1 hard flick of the fingers. To my surprise, the 14 PM only reached the middle of the page while the Samsung Z Flip 4 reached almost the end of the webpage.

I hope this is normal on iOS and not an issue on the 14PM I have?

With that much money spent, I have a right to be concerned and so I asked others who are both iOS and Android users who know more than I?