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 What so good about buy now pay later?, share your opinion

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beLIEve
post Aug 11 2022, 08:36 AM

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QUOTE(Giggg_00 @ Aug 10 2022, 06:50 PM)
What buy now pay later offers other than giving 0% instalments for 3 months?
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Additional discounts to lure you to use BNPL

QUOTE(Giggg_00 @ Aug 11 2022, 06:55 AM)
But cc got interest rate right? Cause bnpl if only use their default instalment plan which is 3 or 4 months we don't have to pay interest rate tho
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3-4 months of interest saving is negligible vs the amount of interest you have to pay if you memory leak. If it's a cheap item, even more unworthy of my time just to save a few $. For example, Spay Later's $50-5 vouchers.

Web search :
QUOTE
SpayLater has a processing fee of 0-2% per transaction amount and monthly interest ranges from 1-5% for items.


That's higher than Credit Card.
beLIEve
post Aug 12 2022, 12:30 PM

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QUOTE(Giggg_00 @ Aug 12 2022, 08:01 AM)
I see, how about e-wallet services like TNG? cause it's quite convenient and I feel like a lot of people using it nowadays, what do you think about it?
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i'm only using ewallets because got promo/discounts. Otherwise I'll pick the fastest one, which is TNG.

 

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