Which buy now pay later should I use to buy gadgets? and why??
What so good about buy now pay later?, share your opinion
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 Aug 10 2022, 06:50 PM, updated 4y ago
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#1
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Probation
19 posts Joined: Apr 2022 
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What buy now pay later offers other than giving 0% instalments for 3 months? Any good recommendation on any buy now pay later app?
Which buy now pay later should I use to buy gadgets? and why?? |
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Aug 11 2022, 06:55 AM
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#2
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Probation
19 posts Joined: Apr 2022
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QUOTE(tomato people @ Aug 10 2022, 07:06 PM) Buy gadgets better use cc...can get points and can do instalments more than 6 months But cc got interest rate right? Cause bnpl if only use their default instalment plan which is 3 or 4 months we don't have to pay interest rate tho |
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Aug 11 2022, 06:56 AM
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#3
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Probation
19 posts Joined: Apr 2022
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QUOTE(bobowyc @ Aug 10 2022, 07:21 PM) If you dont have the repayment capacity please dont use BNPL. You will suffer. Almost happened to me this year. Thank you shopee. Now i no use already. lol. Also browse less shopee ad. lzd also less haha. but as tomato people said, use CC better.. which bnpl did you use previously?? |
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Aug 12 2022, 08:01 AM
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#4
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Probation
19 posts Joined: Apr 2022
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QUOTE(beLIEve @ Aug 11 2022, 08:36 AM) Additional discounts to lure you to use BNPL I see, how about e-wallet services like TNG? cause it's quite convenient and I feel like a lot of people using it nowadays, what do you think about it?3-4 months of interest saving is negligible vs the amount of interest you have to pay if you memory leak. If it's a cheap item, even more unworthy of my time just to save a few $. For example, Spay Later's $50-5 vouchers. Web search : That's higher than Credit Card. |
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Aug 15 2022, 09:10 AM
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#5
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Probation
19 posts Joined: Apr 2022
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QUOTE(beLIEve @ Aug 12 2022, 12:30 PM) i'm only using ewallets because got promo/discounts. Otherwise I'll pick the fastest one, which is TNG. Yeah, but even bnpl nowadays also got promo/discounts, benefits to Debit Card users tho cause not all people can apply for cc. I also think TNG is one of the fastest payment options now, but this also means that lesser people will carry cash around with them haha |
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