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 Car loan, best rates?

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TSanavrin
post Aug 3 2022, 11:39 AM, updated 2y ago

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thinking to get a new car, so now looking at car loan..

Questions:
1) should i engage bank directly or ask SA to approach to get cheaper rate?
2) any tips getting best rate?
3) which bank give cheapest recently?

thanks.



Zot
post Aug 3 2022, 11:47 AM

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Check here
https://ringgitplus.com/en/car-loan/
daniel2006
post Aug 3 2022, 12:01 PM

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just apply whichever u think is convenient...
2.40% - 2.45%, the latest i heard
ctys2012
post Aug 3 2022, 12:02 PM

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QUOTE(anavrin @ Aug 3 2022, 11:39 AM)
thinking to get a new car, so now looking at car loan..

Questions:
1) should i engage bank directly or ask SA to approach to get cheaper rate?
2) any tips getting best rate?
3) which bank give cheapest recently?

thanks.
*
i think it makes no difference, engaging SA will save you the hassle.
my SA submitted to 3 different banks PBB, MBB and CIMB, you can let him know ur choice of banks
all 3 gave me the same rate which is 2.53% which i think based on the number of years u are trying to apply for
it will depend on how comfortable are you on the monthly instalment...
dawho
post Aug 3 2022, 12:08 PM

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usually SA already got contact and they got deals with the bank...if u got the time better u go a survey other bank and ask for the rate for car loan.....last time i buy myvi...the SA directly ask loan at bank rakyat iinm la...later the bank call and explain bout the car loan rate....so i not satsfied with the amount they give...so i looked up other abnk and say a better rate at public bank...so i ask my sa to called public bank and ask...he follow and i got that rate....so depends on u...if u got time and not in a hurry then better survey yourself....if not just let the SA handle it for u

 

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