thinking to get a new car, so now looking at car loan..
Questions:
1) should i engage bank directly or ask SA to approach to get cheaper rate?
2) any tips getting best rate?
3) which bank give cheapest recently?
thanks.
Car loan, best rates?
Car loan, best rates?
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Aug 3 2022, 11:39 AM, updated 2y ago
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#1
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Junior Member
134 posts Joined: Jun 2006 |
thinking to get a new car, so now looking at car loan..
Questions: 1) should i engage bank directly or ask SA to approach to get cheaper rate? 2) any tips getting best rate? 3) which bank give cheapest recently? thanks. |
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Aug 3 2022, 11:47 AM
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#2
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Senior Member
7,591 posts Joined: Mar 2014 |
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Aug 3 2022, 12:01 PM
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#3
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Junior Member
168 posts Joined: Feb 2013 |
just apply whichever u think is convenient...
2.40% - 2.45%, the latest i heard |
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Aug 3 2022, 12:02 PM
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#4
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Junior Member
248 posts Joined: Nov 2012 |
QUOTE(anavrin @ Aug 3 2022, 11:39 AM) thinking to get a new car, so now looking at car loan.. i think it makes no difference, engaging SA will save you the hassle.Questions: 1) should i engage bank directly or ask SA to approach to get cheaper rate? 2) any tips getting best rate? 3) which bank give cheapest recently? thanks. my SA submitted to 3 different banks PBB, MBB and CIMB, you can let him know ur choice of banks all 3 gave me the same rate which is 2.53% which i think based on the number of years u are trying to apply for it will depend on how comfortable are you on the monthly instalment... |
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Aug 3 2022, 12:08 PM
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#5
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Senior Member
752 posts Joined: Oct 2009 |
usually SA already got contact and they got deals with the bank...if u got the time better u go a survey other bank and ask for the rate for car loan.....last time i buy myvi...the SA directly ask loan at bank rakyat iinm la...later the bank call and explain bout the car loan rate....so i not satsfied with the amount they give...so i looked up other abnk and say a better rate at public bank...so i ask my sa to called public bank and ask...he follow and i got that rate....so depends on u...if u got time and not in a hurry then better survey yourself....if not just let the SA handle it for u
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