I plan to further my studies in a private university if I didn't get into any government universities (the course that I like). As you all know, the fees in private universities are quite high compared to government universities. (RM300k)

If I further my studies in a private university, I plan to take study loan so that I can lessen my parent's burden, but my father has different opinion as he is scared that I might not be able to pay back the loan.

Please give me your opinion regarding this. Thanks!

Can provide more on your entry requirements? and What Results you gotten for your SPM / Pre-U / Diploma?
Then what you plan to study onwards? Are you eligible for student scholarships?

To be frankly speaking, I find Private Tertiary Education in Malaysia quite unaffordable and just pile you up in loan debt.
Especially if you see those Mid Tier University like APU, UCSI jacking up tuition fee prices.

If you want mid tier or lower, I think UTAR/TARUC is the most safest budget friendly options out of the bunch.


If you want ranking can consider UM's backdoor. But your PTPTN most likely will be 10k-20k-ish.
https://umcced.edu.my/programme/satu

Benefits is your Degree no one would question if you graduate from reputable Government IPTA compared to going to Private University ...

Some MNC companies have actually list of recommendation university students to accept....

[QUOTE]

SPM: 5A+ 2A 1A- 1B+
Matriculation: 3.92

I plan to further my studies in dentistry. I attended interview for BDS in UM, UKM and USM but I am not very confident that I can get into government universities because they only accept 50 students. For now, I can get about RM30k scholarship only (in private university). I can get PTPTN about RM63k

If I apply for UM then do I have to attend the interview again? But I have to pay international student's fee right?

Mind elaborating about MNC companies?

This year's UPU result is quite late (3rd week of September)

[quote=Apple_2206,Jul 26 2022, 12:22 AM]
[QUOTE]

SPM: 5A+ 2A 1A- 1B+
Matriculation: 3.92

I plan to further my studies in dentistry. I attended interview for BDS in UM, UKM and USM but I am not very confident that I can get into government universities because they only accept 50 students. For now, I can get about RM30k scholarship only (in private university). I can get PTPTN about RM63k

If I apply for UM then do I have to attend the interview again? But I have to pay international student's fee right?

Mind elaborating about MNC companies?

This year's UPU result is quite late (3rd week of September)

[/quote]

Are you a Bumi or non-Bumi?

You need to show your enthusiasm during your interview and why you wanted to be in this industry.
Show that you are there to long term serve Malaysian Healthcare, why you think Dental/Oral health care is important.
And our national dental system where is it at, what salary they are being paid.
How poor our Malaysian Healthcare on Dental is. And how you would try to attempt to improve it.

Yes, most likely there will be Interview and Medical Background screening as well.
International/Local Malaysian Unsubsidized Fees about RM 400k-ish tuition fees, roughly the same if you go to Universitas Gadjah Mada with MUCH POORER Surroundings

This post has been edited by iSean: Jul 26 2022, 08:01 AM

I am a non-Bumi

Yeah, I did show some enthusiasm.

Ohh, I do not plan to study in Indonesia cause I heard some of the universities use bahasa Indonesia to teach the students. RM400k+ is RM100k expensive than private uni in Malaysia (AIMST and PIDC)

Anyone with study loan experience?

I personally did not take study loan. Scholarship and PTPN still the better choices for financing tertiary education. Instead of study loan, u may look into partial epf withdrawal from ur parents to help finance the course. Since for higher amount of study loan, u will need collaterals such as property or fd. Might as well borrow from parent then pay them back with interest.
https://www.kwsp.gov.my/member/withdrawals/partial/education

This post has been edited by akhito: Jul 28 2022, 09:54 AM

Hi TS, IM from dental background in private uni and took that RM60K ptptn to support the fees

Ptptn only charges 1% per year so in the end you have to pay around 80k in total

Dentistry is considered quite saturated now.

The best is if your parents can fully support your fees, if not you're coming out with a handicap so you have to be very aggressive compared to your peers in order to make this huge investment worth it

But with dentistry you will surely enjoy and will not go starving

Oh I see. Actually, my father said the same thing. However, I feel bad to let him pay a big amount of money for my education because both of brothers are studying in a government universities so their fees is not even over RM15k that didn't even require them to take PTPTN.

Thanks for your opinion

Hi, yeah dentistry is quite saturated these days. Few years ago, there was only 6 dental clinics but now there are more than 20 here.

Yes, they can support me with the fees but its a huge amount so I feel bad. I agree with you it could be a handicap

Dentistry is not my only choice so I hope I can get any other good course in government university. If not then

Thanks for your opinion!

My advice as doctor to you. Take loan to study courses that will DEFINITELY be able to return your investment/repay back your loan and has high demand in Malaysia. Pharmacy and dentistry still in good demand compared to medicine.

And ALSO, you should seriously consider Indonesia if you want to save money.

See this Malaysian Chinese girl studying dentistry in Universitas Gadjah Mada (UGM) - she is very2 happy there and as a matter of fact, thankful that she studied there:



See her videos about her life as a dentistry student there. PM her if you want to know more.

i just read about ptpn recently. apparently they restarted the "if you get 1st class honor , you do not need to repay the loan". So maybe if you are sure can get 1st class, then no issue? can also incentivize you to study hard to get 1st class

Glad to hear that. Thank you so much for this information!

Ouhh I see. It seems like I have to get over 3.7 to get 1st class honor. Thankss!

Let me help u further...

Here is the cost to study dentistry for international student in Universitas Gadjah Mada (Yogyakarta). - LATEST FEES !!



Source (Click it): https://admission.ugm.ac.id/application/tuition-fee/

Dentistry course is 6 years in Indonesia. So there will be 12 semesters in total. The cost persemester as stated above is Rp78,000,000.
So it is Rp78,000,000 x 12 = Rs936,000,000.

Assuming the exchange rate is RM1 = Rs3,300.

The tuition fees will be = RM283,600++


So the tuition fees are obviously CHEAPER than any dental degree program in Malaysia...
If you watched the videos of the Malaysian Youtuber Dental Student that I recommended above - she said the cost of living in Yogyakarta is very cheap than KL or Malaysia in general.

I think, rather than spending extra RM100,000-RM200,000 to study dentistry in Malaysia - you can use that money to cover for living expenses in Indonesia.
ie: Dental program in Malaysia ~ RM350k-400k (Tuition fees only) vs Dental program in Indonesia ~ RM290k (tuition fees) + RM100k (for 6 years living expenses +/-)...

See here:



Even University Malaya's open channel dental program cost RM420k+++ for tuition fees alone - https://umcced.edu.my/programme/satu/bds

Your call.~

This post has been edited by CyberSetan: Jul 30 2022, 12:08 AM

My sister is from UGM from 2013-2019.
I think my parent spent near RM 400k on her.

Things you need to take note lo.
The Jogja people doesn't have proper water supply, they use ground water / well water.
Need to learn to drive or own a bicycle/motorcycle.
You need to "pay" to find patients, feed them with foods, to get enough patients to pass a "Block" exam practical

Very limited "dental chairs" or some in bad conditions one la.
Can surely get exposure how poor a true third world rural area can be.

Lectures are conducted in Bahasa Indonesia, but lecture notes can be in English.
Try to enroll into the university through their entrance exam and not through some funny funny Education agents.
Those agency are scumbags who milks your money.

Also things to take note is those kelentongan "NOC" Letter. I think TS should be fine.
https://www.thestar.com.my/news/education/2...st-doctors-only

Also most residentials doesn't have fibre internet, you will be spending tons of money on Data Packages if you don't have a fixed line internet.

This post has been edited by iSean: Jul 30 2022, 01:04 AM

That is inclusive of living cost + agent fees + tuition fees. Correct?

Regardless of the conditions you've mentioned, your sister's degree is recognized and she is practicing in Malaysia, yes?

I studied medicine in Bangalore India back in 2007.

The poor third world condition was very useful for my studies back then. Clinical cases you will NEVER see nowadays in Malaysia still rampant there. It has sharpened my clinical skills quite a lot. Apart from that, the living cost was cheaper than Malaysia, there was no such thing as 'fiber internet' then, but I managed to get a fixed line internet for quite an affordable price (8Mbps speed in 2008 for around RM130/month).

I would have suggested TS to study in India too but the fees to study medicine/dentistry there is even higher than Indonesia and Malaysia. It was USD120,000 (almost RM500k) for MBBS tuition fees alone and that was in 2011.

All things considered, TS aims to get a dental degree that is recognized in Malaysia.... and cost is a major factor for her...

... and if TS wants an even cheaper recognized dental degree - there is always DHAKA DENTAL COLLEGE

https://zarazakiah.com.my/universiti/dhaka-dental-college/



or perhaps ALEXANDRIA UNIVERSITY (EGYPT), this one I'm sure 100% taught in English, I've a dental colleague that studied there... RM16000 (USD4000)/Semester... that is RM160k for 5 years dental program... that is even cheaper than UGM...

https://zarazakiah.com.my/universiti/alexandria-university/



...tepuk poket, kira duit tepuk dada, tanya selera

This post has been edited by CyberSetan: Jul 30 2022, 02:47 AM

That is more of the issue of distribution of dentist... same issue with medical clinics....
All want to be in major cities... all want to be in Klang valley... of course saturation will be a problem...

One of the major problem has always been MAL DISTRIBUTION of dentists...

If you are aiming to earn a living, you must be willing to relocate to a less competitive rural towns...
Even rural town folks need dental treatments...

This post has been edited by CyberSetan: Jul 30 2022, 03:26 AM

Yes I agree with that. My parents did plan to move to a rural town after my dad retired (next year).

Thank you for the opinion