nice thanks for the info, was automatically qualified, never bothered to ask or to know.
my first banking acct was opened with 500k deposit with hsbc for ease of transferring funds overseas for uni and living funds some 15 years back then. therefore would just assume its about 400 to 500k for others also.

Amla i kena before, on suspect list banks will send you a cheque of all the money inside and send back boxes of safe deposit back to you, was very surprised when my branch manager suddenly inform me about this back then.
after that rarely will have money here, more in SG and other parts of the world.

more of you need to know how to declare instead of hide your income with amla.