hi, earlier i was abit tired and did a wrong transfer using IBG.

so basically i got a receipt showing bank acc number A and B.
A is RHB bank account number, B is bank simpanan national account number.

i was supposed to transfer a fund to bank acc B, but i typed the number of A. Duitnow showed failed, then i thought it was due to midnight, then i changed to interbank giro,

and surprisingly "it worked", ie, i chose Bank Simpanan National in the list of bank, but in the account number i put the RHB bank number.

the transfer was accepted by Maybank2u. Will it eventually become unsuccessful and i get back the fund by next business day in 11am? (this is what i checked about what would happen to unsuccessful transfer on interbank giro).

any advice would be appreciated, thanks in advance

* i checked m2u transfer, so for bank simpanan national the acc number for fund transfer has 16 digits, while the one for RHB is 14 digit, so basically i transferred to a 14 digit number on bank simpanan national which shouldnt exist, and has a different name.



This post has been edited by darksider: Jul 14 2022, 07:13 AM

Yes it can.

Every bank has their unique account numbering. So far in my past career working with banks, no banks in Malaysia have conflicting (or rather, similar/matching) account number setup.

RHB has 14, and that is set. They wouldn't have any extra or lesser (referring to CASA), and BSN has 16. Ultimately, you will receive your refund. IBG is sort of manually processed, that is why the transaction is accepted for processing in the beginning, only to be declined at a later time.

My friend successfully transferred money to me, but unfortunately to an old account that was already closed. A few days later the transaction was reversed. Edit : Reversal was automatic, friend did not have to do anything

This post has been edited by stormer.lyn: Jul 14 2022, 08:27 AM

Lesson learned

Don't transfer money when you are tired

It will be refunded. Just wait.

if account not valid it will be returned, last time pay dunno what, they account was closed but they didnt update the invoice, so I thought it was paid and didnt bother to check.

One month later they send follow up as it wasnt paid, then I check and found out money was returned. I told them I am not paying any overdue charges as it was not my fault,