SG, even as an expatriate I feel like MY is slowly losing the purchasing power, you can see the mess with 5G implementation itself, might need another 1 or 2 years at least to kao dim that. Unless you stressed by SG people/hate your work, it's better to stay there especially if you still young, don't come back here, many people actually considering moving there now. Even if you're a motorhead it's still better to save up for real first and then come back and buy your car in MY but all in all better save up more first whenever you can and make sure you're happy doing it!