Ah, my time to shine. I have just completed a subsale, with strata title, but not perfected so needed direct transfer.

Rough timeline
Oct 2021 placed booking
Dec 2021 snp finalized, developer consent to direct transfer obtained
Jan 2022 snp executed. Stamped. Bank started to process loan.
Feb 2022 waiting for developer to sign the mot (in direct transfer) in my case developer takes forever. Bank waiting for next steps. Bank received redemption sum advice from vendor's bank to release title/deed.
March 2022, developer executed mot. (for direct transfer, the completion date is not 3 months from s&p execution, it's 3 months from mot executed by developer, had I known this I'd have pushed harder for the developer to execute sooner). Bank received the duly executed and stamped mot.
April 2022, within 1 week after receiving the executed mot and all docs, bank released 1st disbursement to reclaim title/deed. Then the developer taking their sweet time to release original title, again.
May 2022 3rd week, bank finally received the title and submit to jabatan tanah for presentation. Bank lawyer adviced bank to release balance - considered urgent case as it is very close to completion date in June.
June 2022, on completion date itself,and within few days after receiving original title, bank released money .

My caveat lodged around February actually. As you can see, alot of waiting from developer side, but if your vendor has the original title, it could be faster.

Roughly I waited 1.5 months for developer to execute mot, and 3 weeks for them to release the title.

This post has been edited by nekteo: Jun 11 2022, 08:51 AM