Last time when I was in UK for few years, I used to have a UK bank account (under Barclays)

They provide something like a physical RSA key, basically a device to generate random code for 2FA. That device is tied to your name/account only. Any transaction have to enter the code to authenticate. This is much more secure than the OTP/TAC system we are using here

Infact now I think about it, even a simple 2FA method using Google authenticator app also more secure. Wonder why banks dont adopt this method

This post has been edited by ZeneticX: Aug 21 2022, 10:40 PM