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SG Savings Bond (SSB) & Treasury Bills (T-bills), Guaranteed by Singapore Government
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SUSyklooi
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Jun 1 2022, 07:22 PM
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Not sure if I calculates it correctly.... For a 10yrs holding period.... @2.x%pa....
I would prefer to put in kwsp @abt 5.5%pa... That is a plus of abt 3%pa..... I think SGD cannot appreciates at a 3%pa over MYR. What do you think?
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SUSyklooi
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Jun 1 2022, 08:34 PM
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QUOTE(LuckyBai @ Jun 1 2022, 07:48 PM) 20 years ago many think ringgit wont be breaching 3.xx to a Sing dollar, 4.xx to a US dollar What does that tell? Is savings with KWSP really help the people to have a better retirement years??? QUOTE(umboy @ Jun 1 2022, 08:12 PM) I agree with u Ringgit is a depreciating asset 3% pa variance.... @10 yrs = 30% Now is 3.1 MYR to sgd 30% = 4.0 MYR to sgd in 10 yrs?? 🤔🤔 Is savings with KWSP really help the people to have a better retirement years??? 🤔🤔Unless you want to retired in sg. Being abt to hv abt 5.5-6%pa compounded... Much better than those that aimed at riskier asset or capital protected vehicle?? 🤔🤔 This post has been edited by yklooi: Jun 1 2022, 08:40 PM
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