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 want to apply credit card to improve my credit sco, my first job

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xHj09
post May 30 2022, 11:07 PM

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> 6.4k gross
> worked 3 months
> credit score 0
> applied 2 banks rejected
> MNC

are you sure you're not trolling?

i started off 3.5k at SME with history of blacklisted ptptn coz did not inform i switched university and still got my pbb card approved
xHj09
post May 31 2022, 10:46 AM

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QUOTE(xiaojin3308 @ May 31 2022, 10:16 AM)
mind telling me how did tou apply? how much saving you have, epf and you work for how many months before you apply?
yes I am not trolling. I am serious. why do you think I am trolling? If I troll why am I desparate to get credit card and yet got rejected?
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About 3 months in after I started working as well. Needed 3 months payslip for cc after all.

Back then no savings, small epf since only worked odd jobs.

For your case, do not apply anymore for the next 6 months.

If you’re not trolling, 2 rejection have already hurt your credit score. Keep low for now and dump in FD.
xHj09
post May 31 2022, 11:23 AM

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QUOTE(Lucas0323 @ May 31 2022, 11:17 AM)
The sus might be cuz too many report since i didn't see any inappropriate comment.
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More like he’s the one spamming reports lol

Received report for asking if he’s trolling
xHj09
post May 31 2022, 11:47 AM

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QUOTE(Darkspreader @ May 31 2022, 11:25 AM)
Yeah both my replies were reported too lol.
*
Such fragile heart.

28 years old right? Manager some more.

Those under him surely suffer.

 

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