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 want to apply credit card to improve my credit sco, my first job

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johnnycp
post May 30 2022, 09:15 PM

On my way
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Junior Member
599 posts

Joined: May 2005
From: Sabah
I donno you need credit card for buy car. Ussually bank will see how much your EPF and savings you have.
johnnycp
post May 30 2022, 09:24 PM

On my way
****
Junior Member
599 posts

Joined: May 2005
From: Sabah
QUOTE(xiaojin3308 @ May 30 2022, 09:22 PM)
you don't need credit card to buy car but you need credit card for lower interest rate for future hire purchase loan and home loan
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What's the logic behind? If got credit card will get better interest rate? Not base on the applicant risk to calculate? Ayam konpius

 

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