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 Direct banker or Outsourced banker for house loan

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KitZhai
post Mar 28 2025, 03:10 AM

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Junior Member
376 posts

Joined: Dec 2008
From: /k/



QUOTE(AhBoy~~ @ Mar 28 2025, 01:49 AM)
After mortgage broker submit for loan application on behalf, can I still submit application by myself to branch?

Not happy with broker intro by prop agent, never tell me any about package, rate and information for me to compare as originally promised.

Prop agent and broker just rushing me to sign LO.

Regret using broker.
*
They didn't give you the best rate?

Normally broker will directly give you the best rate.

Example a bank 3.25%
Bank B 3.3%
Bank c 3.4%

Result is the same not matter which bank U deal directly, but broker sekali deal with all them and give you the cheapest offer.

They just care which bank you sign with but they ensure it's the lowest rate. Even which bank give lowest rate also, they same get commission from bank.

 

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