Finally decided to change my laptop to Macbook.
Planning to buy Macbook air with BNPL, any recommendation on which BNPL I should use?
Which BNPL should I use to buy Macbook?, Need recommendation on BNPL
Which BNPL should I use to buy Macbook?, Need recommendation on BNPL
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Apr 21 2022, 03:52 PM, updated 2y ago
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#1
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Probation
19 posts Joined: Apr 2022 |
Finally decided to change my laptop to Macbook.
Planning to buy Macbook air with BNPL, any recommendation on which BNPL I should use? |
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Apr 21 2022, 03:52 PM
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#2
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Probation
19 posts Joined: Apr 2022 |
Even better if they accept Debit Card
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Apr 21 2022, 04:28 PM
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#3
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Elite
7,716 posts Joined: Jan 2003 |
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Apr 21 2022, 04:34 PM
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#4
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Staff
5,045 posts Joined: Aug 2008 |
Which store you going to get it from? I know Switch accepts Debit Card. Many choices actually, best you can just walk in and ask them directly. Easier... Top 2 authorized reseller in Malaysia so far are Switch and Machines
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Apr 21 2022, 05:18 PM
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#5
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Probation
19 posts Joined: Apr 2022 |
QUOTE(Mavik @ Apr 21 2022, 04:28 PM) They definitely accept debit card for direct payment. Did you use Atome to buy Apple products as well?? I know there's another BNPL called PAYLATER Malaysia and they offer 4 months instalments with 0% interestBut for BNPL, I have tried Atome recently and it seems quite simple. |
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Apr 22 2022, 07:37 AM
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#6
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Probation
19 posts Joined: Apr 2022 |
QUOTE(tarvalslain87 @ Apr 21 2022, 04:34 PM) Which store you going to get it from? I know Switch accepts Debit Card. Many choices actually, best you can just walk in and ask them directly. Easier... Top 2 authorized reseller in Malaysia so far are Switch and Machines Most probably KL area. Machines or Switch maybe. I prefer to use buy now pay later with debit card instalments but not sure which one would get more instalments. Do you have any suggestions?? |
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Apr 22 2022, 05:16 PM
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#7
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Elite
7,716 posts Joined: Jan 2003 |
QUOTE(Giggg_00 @ Apr 21 2022, 05:18 PM) Did you use Atome to buy Apple products as well?? I know there's another BNPL called PAYLATER Malaysia and they offer 4 months instalments with 0% interest Haven't tried PAYLATER but if the length of the repayment is a selling point, I would rather recommend that you use the credit card 12 months 0% installment plan instead |
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Apr 25 2022, 11:26 AM
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#8
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Probation
19 posts Joined: Apr 2022 |
QUOTE(Mavik @ Apr 22 2022, 05:16 PM) Haven't tried PAYLATER but if the length of the repayment is a selling point, I would rather recommend that you use the credit card 12 months 0% installment plan instead Thanks! But the problem is I don't have a credit card and not planning to get 1 as I just started to work |
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Apr 25 2022, 01:10 PM
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#9
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Staff
5,045 posts Joined: Aug 2008 |
QUOTE(Giggg_00 @ Apr 25 2022, 11:26 AM) Thanks! But the problem is I don't have a credit card and not planning to get 1 as I just started to work So far yet to try any BNPL program as all the time ill either pay full or use cc installment plan. Maybe you could borrow from your parents or siblings with cc? hahaGo check out their website.. several options for those who dont have cc https://www.machines.com.my/pages/mac-for-everyone https://shop.switch.com.my/mac-for-everyone |
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Jun 17 2022, 01:43 PM
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#10
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Junior Member
661 posts Joined: Jul 2008 From: BananaLand |
QUOTE(tarvalslain87 @ Apr 21 2022, 04:34 PM) Which store you going to get it from? I know Switch accepts Debit Card. Many choices actually, best you can just walk in and ask them directly. Easier... Top 2 authorized reseller in Malaysia so far are Switch and Machines Switch is the best. I got mine there and their instalment plan support non local bank card too |
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Aug 25 2022, 09:31 AM
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Senior Member
1,742 posts Joined: Dec 2009 From: Malaysia |
QUOTE(Giggg_00 @ Apr 21 2022, 04:52 PM) Finally decided to change my laptop to Macbook. If you financially stable and can settle the instalment within 3 months, then you can go With Atome. Planning to buy Macbook air with BNPL, any recommendation on which BNPL I should use? But if think you need a bit longer time to stretch the payment, you can use PAYLATER with 4 0% instalment....they are currently having promo for purchase anything above RM 1,500.00 in 1 single receipt you can choose additional 8 0% free instalment. That means you can have 12 months instalment. https://www.paylater.com.my/august-2022-mer...asa-sayang-hey/ But, their credit limit is up to RM 4,000.00. If you want higher credit limit, you can choose Latitude with max credit limit up to RM 6,000.00 but only comes with 3 months instalment. Hope the above help This post has been edited by Pat89: Aug 25 2022, 09:32 AM dikae liked this post
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Sep 1 2022, 11:01 AM
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Probation
19 posts Joined: Apr 2022 |
QUOTE(Pat89 @ Aug 25 2022, 09:31 AM) If you financially stable and can settle the instalment within 3 months, then you can go With Atome. Thanks for your suggestion! Yeah I saw PAYLATER is having their Merdeka promotion last month. I think we can increase shopping limit with PAYLATER as well right? But if think you need a bit longer time to stretch the payment, you can use PAYLATER with 4 0% instalment....they are currently having promo for purchase anything above RM 1,500.00 in 1 single receipt you can choose additional 8 0% free instalment. That means you can have 12 months instalment. But, their credit limit is up to RM 4,000.00. If you want higher credit limit, you can choose Latitude with max credit limit up to RM 6,000.00 but only comes with 3 months instalment. Hope the above help Haven't heard of Latitude before, but sounds like similar to others bnpl that offers 3 months instalment |
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Sep 2 2022, 10:00 AM
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Senior Member
1,742 posts Joined: Dec 2009 From: Malaysia |
QUOTE(Giggg_00 @ Sep 1 2022, 12:01 PM) Thanks for your suggestion! Yeah I saw PAYLATER is having their Merdeka promotion last month. I think we can increase shopping limit with PAYLATER as well right? Yes, you can request to increase the limit but it seems their max limit is RM 3,500.00. I tried few time to request for higher limit but was declined and was found out that their max limit is RM 3,500.00. Haven't heard of Latitude before, but sounds like similar to others bnpl that offers 3 months instalment Latitude got higher limit RM 6,000.00 but only comes with 3 months instalment. |
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Sep 2 2022, 12:02 PM
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Probation
19 posts Joined: Apr 2022 |
QUOTE(Pat89 @ Sep 2 2022, 10:00 AM) Yes, you can request to increase the limit but it seems their max limit is RM 3,500.00. I tried few time to request for higher limit but was declined and was found out that their max limit is RM 3,500.00. Oh really? What do you buy using Latitude normally? Let's see if I should download it and try haha Do they have like promotion regularly or giving out any vouchers?Latitude got higher limit RM 6,000.00 but only comes with 3 months instalment. |
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Sep 2 2022, 01:18 PM
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Senior Member
1,742 posts Joined: Dec 2009 From: Malaysia |
QUOTE(Giggg_00 @ Sep 2 2022, 01:02 PM) Oh really? What do you buy using Latitude normally? Let's see if I should download it and try haha Do they have like promotion regularly or giving out any vouchers? I haven't use Latitude before but they do cover most of the consumer products like IT. I more prefer PAYLATER as we can stretch their instalment period |
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Sep 4 2022, 11:53 AM
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Probation
19 posts Joined: Apr 2022 |
QUOTE(Pat89 @ Sep 2 2022, 01:18 PM) I haven't use Latitude before but they do cover most of the consumer products like IT. I seee, my friend actually uses PAYLATER and he requested increase of shopping limit and apprently he got RM6000 shopping limit tho. So I think PAYLATER shopping limit can be above RM3500 hahhaI more prefer PAYLATER as we can stretch their instalment period |
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