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 Which BNPL should I use to buy Macbook?, Need recommendation on BNPL

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TSGiggg_00 P
post Apr 21 2022, 03:52 PM, updated 2y ago

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Finally decided to change my laptop to Macbook.

Planning to buy Macbook air with BNPL, any recommendation on which BNPL I should use? icon_question.gif

TSGiggg_00 P
post Apr 21 2022, 03:52 PM

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Even better if they accept Debit Card
Mavik
post Apr 21 2022, 04:28 PM

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QUOTE(Giggg_00 @ Apr 21 2022, 03:52 PM)
Even better if they accept Debit Card
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They definitely accept debit card for direct payment.

But for BNPL, I have tried Atome recently and it seems quite simple.
tarvalslain87
post Apr 21 2022, 04:34 PM

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Which store you going to get it from? I know Switch accepts Debit Card. Many choices actually, best you can just walk in and ask them directly. Easier... Top 2 authorized reseller in Malaysia so far are Switch and Machines
TSGiggg_00 P
post Apr 21 2022, 05:18 PM

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QUOTE(Mavik @ Apr 21 2022, 04:28 PM)
They definitely accept debit card for direct payment.

But for BNPL, I have tried Atome recently and it seems quite simple.
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Did you use Atome to buy Apple products as well?? I know there's another BNPL called PAYLATER Malaysia and they offer 4 months instalments with 0% interest
TSGiggg_00 P
post Apr 22 2022, 07:37 AM

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QUOTE(tarvalslain87 @ Apr 21 2022, 04:34 PM)
Which store you going to get it from? I know Switch accepts Debit Card. Many choices actually, best you can just walk in and ask them directly. Easier... Top 2 authorized reseller in Malaysia so far are Switch and Machines
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Most probably KL area. Machines or Switch maybe. I prefer to use buy now pay later with debit card instalments but not sure which one would get more instalments. Do you have any suggestions??

Mavik
post Apr 22 2022, 05:16 PM

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QUOTE(Giggg_00 @ Apr 21 2022, 05:18 PM)
Did you use Atome to buy Apple products as well?? I know there's another BNPL called PAYLATER Malaysia and they offer 4 months instalments with 0% interest
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Haven't tried PAYLATER but if the length of the repayment is a selling point, I would rather recommend that you use the credit card 12 months 0% installment plan instead
TSGiggg_00 P
post Apr 25 2022, 11:26 AM

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QUOTE(Mavik @ Apr 22 2022, 05:16 PM)
Haven't tried PAYLATER but if the length of the repayment is a selling point, I would rather recommend that you use the credit card 12 months 0% installment plan instead
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Thanks! But the problem is I don't have a credit card and not planning to get 1 as I just started to work
tarvalslain87
post Apr 25 2022, 01:10 PM

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QUOTE(Giggg_00 @ Apr 25 2022, 11:26 AM)
Thanks! But the problem is I don't have a credit card and not planning to get 1 as I just started to work
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So far yet to try any BNPL program as all the time ill either pay full or use cc installment plan. Maybe you could borrow from your parents or siblings with cc? haha

Go check out their website.. several options for those who dont have cc

https://www.machines.com.my/pages/mac-for-everyone

https://shop.switch.com.my/mac-for-everyone


SUSbananajoe
post Jun 17 2022, 01:43 PM

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QUOTE(tarvalslain87 @ Apr 21 2022, 04:34 PM)
Which store you going to get it from? I know Switch accepts Debit Card. Many choices actually, best you can just walk in and ask them directly. Easier... Top 2 authorized reseller in Malaysia so far are Switch and Machines
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Switch is the best. I got mine there and their instalment plan support non local bank card too
Pat89
post Aug 25 2022, 09:31 AM

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QUOTE(Giggg_00 @ Apr 21 2022, 04:52 PM)
Finally decided to change my laptop to Macbook.

Planning to buy Macbook air with BNPL, any recommendation on which BNPL I should use?  icon_question.gif
*
If you financially stable and can settle the instalment within 3 months, then you can go With Atome.

But if think you need a bit longer time to stretch the payment, you can use PAYLATER with 4 0% instalment....they are currently having promo for purchase anything above RM 1,500.00 in 1 single receipt you can choose additional 8 0% free instalment. That means you can have 12 months instalment.

https://www.paylater.com.my/august-2022-mer...asa-sayang-hey/

But, their credit limit is up to RM 4,000.00.

If you want higher credit limit, you can choose Latitude with max credit limit up to RM 6,000.00 but only comes with 3 months instalment.

Hope the above help console.gif

This post has been edited by Pat89: Aug 25 2022, 09:32 AM
TSGiggg_00 P
post Sep 1 2022, 11:01 AM

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QUOTE(Pat89 @ Aug 25 2022, 09:31 AM)
If you financially stable and can settle the instalment within 3 months, then you can go With Atome.

But if think you need a bit longer time to stretch the payment, you can use PAYLATER with 4 0% instalment....they are currently having promo for purchase anything above RM 1,500.00 in 1 single receipt you can choose additional 8 0% free instalment. That means you can have 12 months instalment.


But, their credit limit is up to RM 4,000.00.

If you want higher credit limit, you can choose Latitude with max credit limit up to RM 6,000.00 but only comes with 3 months instalment.

Hope the above help  console.gif
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Thanks for your suggestion! Yeah I saw PAYLATER is having their Merdeka promotion last month. I think we can increase shopping limit with PAYLATER as well right?

Haven't heard of Latitude before, but sounds like similar to others bnpl that offers 3 months instalment
Pat89
post Sep 2 2022, 10:00 AM

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QUOTE(Giggg_00 @ Sep 1 2022, 12:01 PM)
Thanks for your suggestion! Yeah I saw PAYLATER is having their Merdeka promotion last month. I think we can increase shopping limit with PAYLATER as well right?

Haven't heard of Latitude before, but sounds like similar to others bnpl that offers 3 months instalment
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Yes, you can request to increase the limit but it seems their max limit is RM 3,500.00. I tried few time to request for higher limit but was declined and was found out that their max limit is RM 3,500.00.

Latitude got higher limit RM 6,000.00 but only comes with 3 months instalment. cry.gif


TSGiggg_00 P
post Sep 2 2022, 12:02 PM

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QUOTE(Pat89 @ Sep 2 2022, 10:00 AM)
Yes, you can request to increase the limit but it seems their max limit is RM 3,500.00. I tried few time to request for higher limit but was declined and was found out that their max limit is RM 3,500.00.

Latitude got higher limit RM 6,000.00 but only comes with 3 months instalment.  cry.gif
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Oh really? What do you buy using Latitude normally? Let's see if I should download it and try haha Do they have like promotion regularly or giving out any vouchers?
Pat89
post Sep 2 2022, 01:18 PM

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QUOTE(Giggg_00 @ Sep 2 2022, 01:02 PM)
Oh really? What do you buy using Latitude normally? Let's see if I should download it and try haha Do they have like promotion regularly or giving out any vouchers?
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I haven't use Latitude before but they do cover most of the consumer products like IT.

I more prefer PAYLATER as we can stretch their instalment period brows.gif
TSGiggg_00 P
post Sep 4 2022, 11:53 AM

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QUOTE(Pat89 @ Sep 2 2022, 01:18 PM)
I haven't use Latitude before but they do cover most of the consumer products like IT.

I more prefer PAYLATER as we can stretch their instalment period  brows.gif
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I seee, my friend actually uses PAYLATER and he requested increase of shopping limit and apprently he got RM6000 shopping limit tho. So I think PAYLATER shopping limit can be above RM3500 hahha

 

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