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 Wise vs BigPay

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SUSFenix98
post Apr 9 2022, 04:25 PM, updated 4y ago

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
Which is better? Discuss...

https://www.google.com/amp/s/soyacincau.com...t-and-card/amp/

https://wise.com/my/blog/bigpay-review
SUSFenix98
post Apr 9 2022, 04:29 PM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
Been teston wise so far the foreign exchange rate has been better then myr brokers and x changers... Wire rates bout 5usd cheaper then standard....
SUSFenix98
post Apr 9 2022, 04:30 PM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
QUOTE(Lucas0323 @ Apr 9 2022, 04:29 PM)
Pollnya mana?
*
Poll obviously k is angry would be bias...
SUSFenix98
post Apr 9 2022, 05:57 PM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
QUOTE(Cyberbullies @ Apr 9 2022, 05:27 PM)
Wise of course, why is there even a need to compare? kek
*
Pentipu scammer was questioning my logik.... Just doing the dutiful...


SUSFenix98
post Apr 9 2022, 06:04 PM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
So far it's been pretty convenient and cheap fees.

The atm/debit card/visa will cost you less then rm 20.. It shipped from sgd.

Forex rates are almost at spot prices....

Transerwise is going to put many brick n mortar out of bizness....

Funding it via swift transfers to GBP FYI.

Just forex on ur app and go to the atm at arrivals...

This post has been edited by Fenix98: Apr 9 2022, 06:15 PM
SUSFenix98
post Apr 10 2022, 12:50 AM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
Refund to BigPay?

This post has been edited by Fenix98: Apr 10 2022, 01:40 AM
SUSFenix98
post Apr 10 2022, 12:56 AM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
QUOTE(hihihehe @ Apr 9 2022, 09:10 PM)
Can use wise in binance?
*
Ayem. Sure that possible. But that'd be mighty expensive via visa? P2p but some may not want to deal with you .. Yeah I guess you can. Your name and ic no is still on the kyc tho....
Whats your angle?



This post has been edited by Fenix98: Apr 10 2022, 01:07 AM
SUSFenix98
post Apr 10 2022, 12:10 PM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
QUOTE(UserU @ Apr 10 2022, 12:08 PM)
What can we do with Wise? Forex tabuli, Paypal pun tabuli.

Always see them bragging about less fee but its like we can't take full advantage.
*
Use cash and convert to your desired currency. What do you mean forex tabuli? PayPal works just link the accounts...
The tags need to be removed from ur acc.

This post has been edited by Fenix98: Apr 10 2022, 12:41 PM
SUSFenix98
post Apr 10 2022, 09:07 PM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
QUOTE(c64 @ Apr 10 2022, 05:06 PM)
Hmm..i am wondering, can i use WISE to transfer USD to my broker (IBKR) account? Anyone knows?
*
Works perfectly... 1 day funds in to Citibank n.a Wallstreet.
SUSFenix98
post Apr 10 2022, 09:09 PM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
I withdrew out to other currencies via free monthly swift 2 days....
SUSFenix98
post Apr 10 2022, 09:09 PM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
MYR/sate is not on the menu.
SUSFenix98
post Apr 10 2022, 10:28 PM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
QUOTE(c64 @ Apr 10 2022, 09:50 PM)
Really? Then i no need to transfer via banks and their expensive charges? Woo Hoo!

What is the transfer limit?

How do i do? Is it:
1. FPX to USD account. Converted to USD.
2. Transfer to my IBKR account?

Got any steps? Much appreciated.
*
Bank flat rate is 10usd.... For the paperwork.

Not sure on the limit from here as I wired via conventional swift channels due to legality reasons.....

Out fee once per month usd is free...

This post has been edited by Fenix98: Apr 10 2022, 10:37 PM
SUSFenix98
post Apr 10 2022, 10:29 PM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
QUOTE(Kadaj @ Apr 10 2022, 05:14 PM)
If travel oversea, in term of payment currency conversion rate and atm withdrawal, wise or bigpay better?
*
Wise is the winrar.....saved almost 5k in forex transaction fees.

This post has been edited by Fenix98: Apr 10 2022, 10:33 PM
SUSFenix98
post Apr 10 2022, 10:38 PM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
Akcelli Citibank is goodbank.....

Goodbye Citi global/myr

Nao Citi/sgd.
SUSFenix98
post Apr 10 2022, 10:46 PM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
Just a note to all. (maprens)

Use wise if you don't already have usd.

If you are freedom currency no issues out via conventional wire for paperwork.

This post has been edited by Fenix98: Apr 10 2022, 10:47 PM
SUSFenix98
post Jun 18 2022, 02:47 PM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
QUOTE(pjbucket @ Jun 18 2022, 09:44 AM)
If you care about security, then wise is the answer.
If u use a lot of foreign currency, also wise
If u typical malehsian don’t care bout security n smart enough to detect scam only wana wave at domestically and support tony F then bigpay
*
Tony is a pentipu scammer.


SUSFenix98
post Jun 19 2022, 08:36 PM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
QUOTE(Kyan0411 @ Jun 19 2022, 08:31 PM)
Can i ask any way to use the money inside? Will there be a debit card just like bigpay?
*
Visa/debit as conventional cards. But in any country supporkeded.
SUSFenix98
post Jun 19 2022, 08:37 PM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
It's like travelling with a one world bank acc with rates no mani changer can beat....
SUSFenix98
post Jun 19 2022, 08:41 PM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
I ran outta euro recently during my horidei and I saved 10% in fx tax/fees and withdrew from a local atm....

Peenix 2 xrp.
SUSFenix98
post Sep 30 2022, 10:43 AM

Happy Meal upsized Sir?
***
Junior Member
377 posts

Joined: Jun 2016
QUOTE(underscore_lee @ Sep 21 2022, 01:00 PM)
Hi guys, if wanna swipe card overseas eg in Singapore - which would be a better choice / have better rates?

BIGPAY
WISE
MAE

Donno can’t get the physical card for wise on time anot. Those who opt for physical card, how long did u have to wait?
*
Wise...

Took about 3 days.

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