Its okay. Basically keep adding all your purchases in one billing and then you pay lump sum

I guess the plus side is it'll allow me to keep tabs on my spending in that month in lump sump lol

Never used the installment. I have more than enough money to pay full lel. Also interest rate.

I guess shupee does this to reduce friction for buyers and it worked somehow. Meh shupee is smart at playing pipu's minds