Haven't tried

Use SpayLater for Voucher or CashBack then you paid by CC! See, you got Voucher, CashBack & Points 😁

What? Can't Cancel one?

That's a good point 👍🏻

Haha. It will definitely try to make you Shop more 😁

Exactly! I also think of Activate it for Vouchers only! 😂

I discovered this idea lately 😂

Ya, cannot remove once activated. I tried to ask customer service remove but they said cannot, just ask me not to use it.

https://help.shopee.com.my/s/article/SPayLa...-get-it-removed

Some ppl not qualified for credit card. This is to target these ppl.

How to increase the credit limit? Mine only RM600

Customer service told me the system automatically gave the credit limit. Can increase base on your spending pattern. Not sure how exactly.

I think you need to spend a lot using your shopee account.. If they see you're a big spender then your credit limit will increase I think

I just activated my shopee pay later ..

so happy got 4k to spend and pay later

Good. 1 month is almost always 0%. Like having a tab at Shopee. Each month can see how much you spend. Then can pay back anytime before due date so pay on day to take advantage of CC cashback or to push the payment to next month CC statement if overspent.

More expensive items usually have 3 or 6 months 0%.

Just use and pay back on time. I also started with 500 or 600 or 700. Now is RM8330. Was going to use to buy iPhone 16 Pro Max but Paylater RM200 cashback voucher finished so fast.

This post has been edited by soonwai: Sep 13 2024, 11:48 PM