If you attended any personal financial planning before, very likely option to be taken is to max out your loan tenure with flexi loan repayment ( you can pay more / lump sum to reduce the % on the principal balance).

Reasons being simple:-

1) Lesser monthly financial commitment - you get more free cash flow for emergency / other investment purpose.

2) The worry on more total interest to be paid at the end of the total tenure period - fallacy. For financial literate person, this property is most likely to be disposed before the loan tenure ended or the loan can be cleared early with early settlement amount.