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 Salary 4000 can buy house?

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TSwkchee95
post Mar 27 2022, 09:22 AM, updated 4y ago

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Hi everyone, with RM4000 salary, can we buy house without joint name & guarantor?
hightechgadgets8
post Mar 27 2022, 09:34 AM

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yes, can depending on your existing commitments

ie. 400k condo monthly repayment rm16xx
weakmeal69
post Mar 27 2022, 09:38 AM

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not clear. u said 'we' but without joint name. I assume you're planning to buy a house with only one name. u can buy house as long as u have salary/cash. the difference is the price of the house and depending on your age now, it will determine the max tenure for the loan. 4k may get you a 400k house with monthly repayment around 1.5k/m and a tenure of 35 years
mini orchard
post Mar 27 2022, 11:33 AM

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QUOTE(wkchee95 @ Mar 27 2022, 09:22 AM)
Hi everyone, with RM4000 salary, can we buy house without joint name & guarantor?
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RSKU and Rumah WIP no problem if 1st time buying property and no previous property ownership. 100% loan.

Others depends

 

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