http://www.piam.org.my/product/fire.htm#03

a very good site for resources to ask questions about fire insurance for house owner..

as far as i know alluminium roof doesn't affect fire insurance policy. alluminium is one the common material used for roof , steel is another common one. Metal roofing bcoz of its non-combustible , is safer to use .

http://ezinearticles.com/?Why-Metal-Roofin...rials&id=659630

this website actually mention insurance company give discount for fire insurance if use metal roof...

thanks for the ZIncalume term!!! i was scratching my head for the term of this combi....