20-24k dividend per annum. Assuming 5% rate of dividend yield , your stock value should be somewhere around 400k~480K. The amount is quite significant.

If you are investor savvy type, maintain it in the stock. You can always have the option the do early settlement payment in the future. The liquidity = opportunity. When conditions suddenly turn favorable, you can't wait to apply to get the money out from your loan account, the opportunity will just slip pass you.

If you are not investor savvy type & don't know what to do with the money, hence put it into the loan.