Aiya~ if don't listen so much sin ka ling kam in forum la.

Go check with your lawyer what is low cost housing.

if you are buying 10 years old under dbkl, go ahead je.

100k in kl fraid not la, if under selangor 10 y/o freehold also go ahead. Leasehold then no no.

Other states then check with respective state office.

the only different is low cost consent to transfer ownership.

just look back at the previous comment to you.

After 10 years most low cost houses do not required low cost consent anymore.

Means u r good to go.

Good move. May I know where's the house B located at?

Alternatively, you can apply both loan altogether at the same time. Then you will have more spare cash on hand for more investment activities.

Apply 2 houses from different banks and if you worry about lock in period, you can always apply for islamic financing. It's without lock-in penalty.

If I were you, I will go for conventional loan for house A and islamic loan for house B from 2 banks.

Then you will have another spare cash to buy a similar property and do it the same way, just pay RPGT if sell within 3 years.

The rate is pretty much the same. Go for islamic loan without lock-in.

But u haven't answered me where's house B located though. =)

If you can get loan to finance ur purchases, get it all. Then you will have spare cash to purchase 3rd one for investment.

Anyway, if you would like to have bank loan adviser for all these arrangement, PM me ur contact, we will go from there.