Do u charge us $$$ for 'helping' us to reduce our interest payout?
Reducing your Monthly Loan Instalment?, For Refinancing or New Purchase
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 Sep 22 2007, 01:42 PM
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3,318 posts Joined: Dec 2004 From: 1Malaysia   
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Sep 23 2007, 01:56 PM
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QUOTE(Zarth @ Sep 23 2007, 06:47 AM) Dear Pai, Ic.The quotes and consultation is completely FOC. The costs that home owners should consider before refinancing are the new loan documentation fees, the penalty fees if the loan is still within the lock in period and also fees for mortgage insurance and home insurance if any. We have a limited offer period of Free Moving Cost for loan amount >200k, meaning all the new loan documentation fees such as the valuation fees, professional legal fees, stamp duty, discharge and disbursements will be absorbed. Penalty for lock in periods, and admin fees to the developer and such are excluded. Hope that answers your question. Thanks. Best Regards.  Im guessing u r from either AIA or ING. For ppl with very low risk appetite, than your loan might be a good offer for them. Personally, I would advocate homebuyers or investors to go for fixed 3 or 5 years instead. There's strong chance that BLR will go lower than 6% after 5 years, so why pay more  |
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