After looking through KDI invest i think I'll pass, as some mentioned the lack of transparency on backtesting is a bit of a red flag for me.

That said, the 0 fees for under RM3k makes this nice for very small fry investor beginners.

KDI Save will be good for short term cash parking with current rates.

🤔 It depends on goals, personally I don't see them as comparible products, as I would say that KDI save should not be used like Amanah Saham/Hellogold where it's more of a long term, low risk place to park wealth (important for super conservative investors or investors who have goals that cannot take volatility/price drops, like older investors with no time leeway to handle market volatility or investors who are saving for things like child education).

KDI Save/Versa/GO+ etc. are more geared towards short term cash keeping, like emergency funds parking where you'd want to access + store cash for very short term and require the liquidity, and you'd want to see the interest earned get credited within months/weeks/days vs ASM's yearly dividends and Hellogold's gradual price appreciation.

hellogold selling fee gap to huge.