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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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gooroojee
post Dec 31 2022, 11:13 PM

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QUOTE(Aaron212 @ Dec 31 2022, 11:04 PM)
This deal looks nice

Just deposit and spend monthly using this debit card n get better returns on savings acc while its highly liquid

Any cons? Or like promotion ends on 1 Jan 2023

Edit: RM8 one time fee for debit card and annual rm8 fees
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cons... first rm100k only? you forget to fulfil criteria, and you'll miss out on the bonus interest?
gooroojee
post Jan 3 2023, 12:05 AM

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QUOTE(poco loco @ Jan 1 2023, 04:39 AM)
yea 2023 liao
so still 3.5% for 1st 50k? no increase?
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I checked for today, at least for now it's still 3.5% EAR or 3.44% daily.

QUOTE(CommodoreAmiga @ Jan 2 2023, 09:02 PM)
I ain't trusting TNG. Only reload RM100 each time when credit used up.
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For RM9.5k just park there and watch the 90 sen ding dong into the tabung midnight every day... 😄
gooroojee
post Jan 3 2023, 12:08 AM

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QUOTE(Lazyguy1337 @ Jan 3 2023, 12:05 AM)
Anyone in KDI save, withdrawal must keep minimum RM100 inside?
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Can do full withdrawal.
gooroojee
post Jan 3 2023, 05:52 PM

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QUOTE(Optizorb @ Jan 3 2023, 05:34 PM)
btw is it possible to see daily earnings like in go+ where they tell you how much got credited daily?

and also, is the returns compounding with net deposit? like e.g if net deposit was 50k initially, then after 1 month gained rm141 returns. so have 50,141 in kdi save. is the interest still calculated on 50k or 50,141 ?
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No daily report, but you can login everyday and see the difference.

Daily interest is based on daily balance.
gooroojee
post Jan 5 2023, 12:18 PM

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QUOTE(Davidtcf @ Jan 5 2023, 12:14 PM)
Versa keep promoting 4% interest rate. Time to move funds there guys.
KDI save never update their 3.5% even after new year 2023.

Got campaign if deposit also such as these:
https://versa.com.my/promotions/

Byebye KDI Save till you improve your rates and promotions.
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I think most people have maxed out 30k in Versa (4%) and 50k in KDI (3.44%)
gooroojee
post Apr 2 2023, 03:04 PM

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QUOTE(oks911 @ Apr 2 2023, 02:44 PM)
Withdraw 31.03.2023 11am, status still pending .. weekend no operation ?
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Of course not. Not many financial services companies work on weekends, including banks, stock markets, fund managers, etc.
gooroojee
post Dec 6 2024, 11:58 PM

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no right or wrong.
to each their own.
gooroojee
post Dec 7 2024, 12:54 PM

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QUOTE(guy3288 @ Dec 7 2024, 01:03 AM)
yes if you think of  only max RM50k
sure you wonder why people calculate so much

i used to park way above  RM50k here

i am curious above RM50k where would you park your money
for high liquidity
easy withdrawal
good daily interest.

for me first RM250k is still KDI for now
next Boost 3.6%

where else can give you that?
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I parked in epf
gooroojee
post Mar 7 2025, 04:00 PM

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QUOTE(Barricade @ Mar 7 2025, 09:05 AM)
TNG 20k - around 3.5%
Boost Bank 25k - 3%

Put in EPF cannot take out.
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TNG withdraw takes time too...

Rize still ok
gooroojee
post May 8 2025, 05:19 PM

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QUOTE(simplefella3 @ May 8 2025, 11:18 AM)
lol i withdraw faster cos need put in versa, got 5.7% until 300k.
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i think their quests all need deposits by 5th or 7th, else u wait till next month...
gooroojee
post Sep 28 2025, 02:33 PM

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Am impressed KDI didn't reduce their interest rates.

 

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