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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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Sheng890624
post Mar 14 2022, 05:24 PM

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QUOTE(shawnme @ Mar 14 2022, 05:03 PM)
Made a deposit today, and it showed "Failed", now awaiting reply from CS. Meanwhile I am curious what happened in between when it was just another deposit just like before, and it's my first failed deposit.

If anyone has the same experience, please do share.

*Disclaimer, the transaction went by the book..meaning not credit card, same account IC name, etc.
*
If thru FPX, the account name should be the same as register name.

While if link account might occured "Failed" as mentioned
Sheng890624
post Mar 15 2022, 05:17 PM

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QUOTE(LetsGooooo @ Mar 15 2022, 05:10 PM)
Hi guys, is it wise to transfer in all my funds from versa into kdi save as kdi save gives out guaranteed 3% until end of the year whereas versa only provides "projected" 2.46%.

Or would you guys prefer to split out some to versa to diversified the risks (although it may be low risks).

Do you guys think that since the difference in both interest rates are minimal, it might be a waste of time and potential interests earned in versa for having to wait for withdrawal from versa and then make placement into kdi save.

Would love to hear from you guys  thumbsup.gif
*
It's depending on your personal allocation but strongly recommend to stay KDI Save for this year since 3% is consider higher for MMF.

I personally withdraw most of the $ from Versa and deposit into KDI Save, only small amount left on Versa to keep active the account.
Sheng890624
post Mar 16 2022, 04:11 PM

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QUOTE(victorian @ Mar 16 2022, 04:09 PM)
KDI can't set up DCA ah? Means need to manually invest every month?
*
At this moment yet, believe in future will have improvement on this
Sheng890624
post Mar 24 2022, 01:18 PM

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QUOTE(Daprind @ Mar 24 2022, 01:08 PM)
Opened an account this morning @9.44AM, got approved @12.10PM same day. That what fast. rclxms.gif
Since my registered bank in KDI is limited to FPX 30k daily transaction, can I use other bank (under my sole name) for the deposit?
*
As long as the bank name is match with your register name.
Sheng890624
post Mar 24 2022, 05:04 PM

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QUOTE(cybpsych @ Mar 24 2022, 05:01 PM)
not entirely sure

after today's successful withdrawal (5 digit amount) from KDI, i noticed my Returns amount reduced.

didnt keep track each day's figures though  hmm.gif cant compare before and after withdrawal
i'll keep monitoring and taking snapshots daily before triggering withrawal again
*
Seem like it make sense for lower the returns if our net deposit amount (after withdraw) is reduced.
Sheng890624
post Mar 24 2022, 05:18 PM

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QUOTE(cybpsych @ Mar 24 2022, 05:10 PM)
that make it seems like profit is not incremental on daily basis (into Returns bucket), but dynamically-updated based on current net deposit? hmm.gif
*
Daily return is compound base but subject to total amount holding.

After your withdraw the holding value is decrease that make the return have slightly decrease as well.
Sheng890624
post Mar 25 2022, 09:22 AM

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QUOTE(Davidtcf @ Mar 25 2022, 09:18 AM)
amazing, calculate down to small dollar and cents for KDI Save  sweat.gif
*
cheer...just some discussion for clear picture although we all are small investor biggrin.gif
Sheng890624
post Mar 25 2022, 10:10 AM

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QUOTE(Davidtcf @ Mar 25 2022, 09:49 AM)
imo if want to compare, then do it vs Versa - its closest competitor.
Go+ has limit of RM3k only anyway.

still better than keeping cash in savings account.

as long I see got some interest earned i'm happy.
*
Majority all have move from Versa to KDI Save for better & attractive return (for this year only).

Yea, is happy to see the return grow daily rclxms.gif
Sheng890624
post Mar 30 2022, 03:11 PM

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QUOTE(Alocasia @ Mar 30 2022, 02:11 PM)
Hi all, newbie here. Just learn about this product also.

Understand that it is not PIDM protected, wondering if there's risk of loss of principal amount for the KDI FD?
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For KDI Save...it should be no
Sheng890624
post Mar 30 2022, 05:44 PM

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QUOTE(siawyent @ Mar 30 2022, 04:22 PM)
Just made my first deposit.  So every time must deposit in both Save and Invest together?  can't only invest in one fund?

but can withdraw either one fund, not necessary withdraw both funds, right?
*
You can choose which 1 need to deposit & withdraw
Sheng890624
post Mar 31 2022, 05:17 PM

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QUOTE(Zeroxhunter @ Mar 31 2022, 05:05 PM)
Yesterday, my KDI Invest is like this.

Current Value = RM1010.35
Returns = RM10.35
Net Deposit = RM1000

Today, it's been like this.

Current Value = RM1003.80
Returns = RM3.80
Net Deposit = RM1000

My question is.
1. If I WD from it, it will deduct from my Current Value or Net Deposit?
2. I thought the Current Value should be RM 1014.15? (1010.35+3.8), or did i mistake in calculation?
*
The returns is not accumulate type but is base on the market sentiment which up/down
Sheng890624
post Apr 1 2022, 01:41 PM

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QUOTE(Ryk @ Apr 1 2022, 01:36 PM)
user posted image

Mine seem strange, can someone advise? Just open the account since middle of March for testing.
I remembered few days ago Investment account return like RM 10.
*
There's no guarantee daily returns will positive (increase everyday).

It's depend market up/down to determine on the returns.
Sheng890624
post Apr 1 2022, 04:46 PM

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QUOTE(fruitie @ Apr 1 2022, 04:43 PM)
Oh, the annoyance.
*
Hopefully they will have improvement in future for this part.
Sheng890624
post Apr 9 2022, 09:50 PM

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QUOTE(StDCent @ Apr 9 2022, 09:42 PM)
Hey, can someone PM their referral code? Looking to sign up, thanks!
*
Done pm referral
Sheng890624
post Apr 13 2022, 03:58 PM

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QUOTE(nguminhuang @ Apr 13 2022, 03:54 PM)
Hi, anyone can PM me their referral code ?
*
You can check your inbox biggrin.gif
Sheng890624
post May 10 2022, 05:23 PM

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QUOTE(4eyeco @ May 10 2022, 05:18 PM)
i test to withdraw from KDI save this morning, around 9am.

I have just received email from KDI saying that my withdrawal is successful. But when I check my bank acc, I dont see it.
How long will it take to reach my bank acc? Anyone tried withdrawing before? Can share the rough time taken?
*
You may check late night later (around 8pm~10pm)
Sheng890624
post Jun 7 2022, 04:03 PM

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QUOTE(WaCKy-Angel @ Jun 7 2022, 04:01 PM)
iinm 1st time masuk invest will take abit longer

btw how to change risk profile?
*
You may refer FAQ there, have guide how to change to risk profile.

user posted image
Sheng890624
post Jun 14 2022, 04:08 PM

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QUOTE(cytyler @ Jun 14 2022, 04:06 PM)
how long u guys get to reflect the deposit into KDI save. Mine already more than 2 days still processing
*
If you have deposit after cut off...by right should appear in your account around later 4.30pm
Sheng890624
post Jun 16 2022, 04:45 PM

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QUOTE(cytyler @ Jun 16 2022, 04:43 PM)
Is KDI crediting the interest into ur account daily?
*
Yes, the interest is daily basic
Sheng890624
post Jun 24 2022, 03:20 PM

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QUOTE(yayai @ Jun 24 2022, 02:46 PM)
Does anyone know around what time does the daily interest gets credited for Save?

Until now I don't see any improvement on their website/app. Even GO+ can do daily transaction log.
*
You can check after 4.30pm...but bear in mind the value of your return will only keep increasing instead you can see daily interest $ like Go+

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