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 Basic Term Loan vs Semi Flexi Loan, Dilemma

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s@ni
post Feb 17 2022, 10:23 AM

Gambar Di Lesen Kereta Saya
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Senior Member
2,843 posts

Joined: Jun 2005
From: Seasaw
QUOTE(aPiT_OxyMoxy @ Feb 17 2022, 10:19 AM)
Hi /k based on my previous topic regarding my housing loan, i have two offer concurrently  rclxub.gif

Basic Term Loan
Rate: 3.4% | Monthly: RM980
The amount remain for 35 years and have to pay lawyer fees on my own.

Semi Flexi Loan
Rate: to be confirm | Monthly: RM955
The amount fluctuate based on BLR and lawyer fees include in the loan.

Based on your experience for Semi Flexi Loan, is it possible for the monthly commitment increase up to 1.2K monthly.
Your comment and suggestion is highly appreciated  notworthy.gif
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my preference yang fixed punya. sure kah 3.4% fixed for the next 35 years?
s@ni
post Feb 17 2022, 11:29 AM

Gambar Di Lesen Kereta Saya
*******
Senior Member
2,843 posts

Joined: Jun 2005
From: Seasaw
QUOTE(JimbeamofNRT @ Feb 17 2022, 11:19 AM)
dia belum kana 10% and above interest rate like in the 80s and 90s
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yeah my dad told me about this. that time ada 1 tu "society" lagi giler interest rate nya. higher than bank. sure pokai.
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