Hi,

Newbie to investing in student rentals. Potentially getting a property with positive cash flow but I'm worried if banks will recognize the income from room rentals? Will multiple room tenancy agreements per property be acceptable?

Idea is to get this property with positive cash flow so I can continue to get loan for my next property purchase.

Some bank yes some don't depend on bank one. Don't over leverage if stock market crush pretty sure u will get hit hard.

Thanks for the response. Fully noted on your concern but I am fairly comfortable with this investment. STill have enough backup cash and disposable income to manage the installments without rental.

I've bought and sold several investment properties before but never dabbled in room rental types.

Check with your bankers.
With tenancy agreement, some takes 50%, some takes 70%, some takes 100% of the rental income. Different bank has different policy.

Other than a TA, they also look into lhdn records and bank statement.

This post has been edited by mini orchard: Feb 15 2022, 08:08 AM