Just asking some opinion from the larger community of kopitiam whether to buy house or buy reit, as I think that post covid will be bull year for property.

My fengshui master advised that I should buy a house to retain my passive income, but I felt bothered of too much hidden costs and considerations by owning a house (stamp duty, reno fee, security fee, low rental yield, etc). If buying reit will consider a better alternative?

Let discuss openly.

For own stay or investment?

Property isn't the way to getting rich anymore.

Investment. Hence prefer higher rental yield area.

Since your fangsui master already told you.............all in.

Is this investment or live in? You cannot live in a REIT.

Haha for investment. I wish to.

If investment than reit no brainer. But need to see the reit portfolio.

Totally different perspective. REITs are geared towards commercial properties while houses are more for private stay.

But if I need to choose for investments purpose, I will get landed since some are sold way below market price. But not easy, the rich is also accumulating.

WFH will stay changing the dynamic of commercial property.

property bull run may not come

opt for retail reit

Ok....i find for investment, it is easier to go into REITs rather than physical props.
Less headache and the yields are pretty good. Renting props in Msia is a big headache especially with bad tenants, which are plentiful.

But then i am 60 years old. So REITs is a very good passive income earner for me with all those hassle of prop renting.

to me both.

Buy Bitcoin

wear and tear, upkeep from the property is too much especially if you own few units..

better park in shares or reit and earn the dividend. Yes subject to fluctuation..

Looking at IGBREIT might be low enough ... if revenue is improving the it is the good buy.. but not sure about competition from new shopping mall.


Probably factory reit ? is the better choice ?

Ur fengshui master is a fraud

reits.

can close tered.

Yes, family 6 of us can stay inside reit. Can no need to buy house. No worries.

Invest in virtual property, no hassle. Meta is the future.

There's a will there's a way.

Employed under developer you can get staff price before the unit open to public and also massive discount.
You already earn gain percentage compared to the regular person.

Not rich, but still some money.

It depends if you want to spend time to manage your tenants. As landlord, you need to be able to handle any requests for faulty things on your property. Also need to chase rental payments if your tenant is forgetful or suka delay payment type.

Meanwhile REITS provide rental income without the hassle of managing tenants. Of course your overall income will be slightly lesser. Capital gains will also depend on interest movement, as REITS are affected by OPR expectations.

With stagnant per capita income , you still think property will bull?

Why is overall income lesser for Reits?

I own some dc and retail reit.

Ya I also think too much hassle on this. Providing malaysia rental yield also not that good.

Because of REIT management fees which already deducted before declare as dividends to you.

Based on what yew think popety will be bull market year post kobis

After the global financial crisis, our opr rate has been gradually increase. Same like situation now as post covid + fed rate hike will trigger rise of opr rate.



The property hike wasn't happen during the opr rate hike. But when it stabilized during 2012 provided that time market also quite bullish.
That's why I believe once opr rate stabilized post covid property boom will be happening again. Hence this year should be the best year to invest in property market

anyone actually own REIT's? how much you earn pa?

SOLD

Depends if you don't own a home well get landed. Freehold. Good location. It'll always cost a bit more but it will hold it value. Buying cheap shit with rebates and gimmicks you'll end up losing mani...

My 2 houses.

Reits if you don't believe in owning popety and want liquidity at your finger tips...



This post has been edited by Fenix98: Feb 14 2022, 03:18 PM

Why REIT?

Why House?

Why not LV handbags for me as commission?

This post has been edited by Syie9^_^: Feb 14 2022, 03:22 PM

Buy glove

Many struggling due to excess supply and steep competition in MK n klcc area. Only the best location within location within location still have demand.

Is that it?
I would use yield as a better indicator of higher income?

How many properties in Msia can deliver 7 to 10% yields?

buy dnex la

REITs for investment, property for own stay (plus point with very long term capital gain, property market should trend long term household income and population growth).

For rental yield, REITs is attractive, high quality retail (4-5%) , high quality commercial could fetch up to 7%.

The poll reselt saus it all.. Of course REIT

This post has been edited by jojolicia: Feb 14 2022, 04:02 PM

Or pokemon cards. Depends your hobbies

+1

You havent answer my question

i can buy agriculture land in selangor or n9.

Selangor >1million/acre, NS >500K/acre?

buy sg reits. my reits not much choice.

This...2-3 properties enough...headache.

Haha ya. Sg reit has more potential

REITS also charge management fees,.. u think they work for free,..??

if sendiri buy and manage,.. profit margin is all yours,... better rate than REITS,..

>post covid will be bull run year for property.
>amidst Fed's rate hikes.
>while knowing BNM will be forced to do the same at one point.

yeah sure bro.

>ignoring the fact that people are already struggling with their mortgages pre-interest hike.
>ignoring the fact that if the interest hikes, people will struggle more since cash flow will become negative.

still think property prices cannot drop or if it's priced in?

yeah bro just observe after the hikes.

one thing I can say for sure is that the majority of the participants in RE are noobs who have low to zero awareness and are therefore reactionary.

in simple terms, they will only know shit has hit the fan after it happened and therefore the sells will happen all at once.

you will see how "efficient" the RE market is then.

that is why I don't agree with this kind of self-lie or iherng's RE view for the upcoming years (no offence to him as I like his videos).

keep lying to yourself that it will be bull run for years to come while ignoring the fact that people are already strapped for cash.

This post has been edited by Cyberbullies: Feb 14 2022, 11:19 PM