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 Buy reit or buy house?, Let debate!

Buy reit or buy house?
 
Reit [ 41 ] ** [63.08%]
House [ 24 ] ** [36.92%]
Total Votes: 65
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prophetjul
post Feb 14 2022, 02:46 PM

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QUOTE(ZeaXG @ Feb 14 2022, 02:44 PM)
It depends if you want to spend time to manage your tenants. As landlord, you need to be able to handle any requests for faulty things on your property. Also need to chase rental payments if your tenant is forgetful or suka delay payment type.

Meanwhile REITS provide rental income without the hassle of managing tenants. Of course your overall income will be slightly lesser. Capital gains will also depend on interest movement, as REITS are affected by OPR expectations.
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Why is overall income lesser for Reits?
SUSEvolving Skies
post Feb 14 2022, 02:46 PM

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QUOTE(bill11 @ Feb 14 2022, 02:26 PM)
wear and tear, upkeep from the property is too much especially if you own few units..

better park in shares or reit and earn the dividend. Yes subject to fluctuation..

Looking at IGBREIT might be low enough ... if revenue is improving the it is the good buy.. but not sure about competition from new shopping mall.
Probably factory reit ? is the better choice ?
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I own some dc and retail reit.
SUSEvolving Skies
post Feb 14 2022, 02:47 PM

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QUOTE(ZeaXG @ Feb 14 2022, 02:44 PM)
It depends if you want to spend time to manage your tenants. As landlord, you need to be able to handle any requests for faulty things on your property. Also need to chase rental payments if your tenant is forgetful or suka delay payment type.

Meanwhile REITS provide rental income without the hassle of managing tenants. Of course your overall income will be slightly lesser. Capital gains will also depend on interest movement, as REITS are affected by OPR expectations.
*
Ya I also think too much hassle on this. Providing malaysia rental yield also not that good.
ZeaXG
post Feb 14 2022, 02:48 PM

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QUOTE(prophetjul @ Feb 14 2022, 02:46 PM)
Why is overall income lesser for Reits?
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Because of REIT management fees which already deducted before declare as dividends to you.
SUSFenix98
post Feb 14 2022, 02:50 PM

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QUOTE(Evolving Skies @ Feb 14 2022, 02:08 PM)
Just asking some opinion from the larger community of kopitiam whether to buy house or buy reit, as I think that post covid will be bull year for property.

My fengshui master advised that I should buy a house to retain my passive income, but I felt bothered of too much hidden costs and considerations by owning a house (stamp duty, reno fee, security fee, low rental yield, etc). If buying reit will consider a better alternative?

Let discuss openly.
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Based on what yew think popety will be bull market year post kobis
SUSEvolving Skies
post Feb 14 2022, 03:10 PM

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QUOTE(Fenix98 @ Feb 14 2022, 02:50 PM)
Based on what yew think popety will be bull market year post kobis
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user posted image

After the global financial crisis, our opr rate has been gradually increase. Same like situation now as post covid + fed rate hike will trigger rise of opr rate.

user posted image

The property hike wasn't happen during the opr rate hike. But when it stabilized during 2012 provided that time market also quite bullish.
That's why I believe once opr rate stabilized post covid property boom will be happening again. Hence this year should be the best year to invest in property market smile.gif
ycs
post Feb 14 2022, 03:14 PM

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anyone actually own REIT's? how much you earn pa?
SUSFenix98
post Feb 14 2022, 03:15 PM

Happy Meal upsized Sir?
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SOLD
SUSFenix98
post Feb 14 2022, 03:17 PM

Happy Meal upsized Sir?
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Depends if you don't own a home well get landed. Freehold. Good location. It'll always cost a bit more but it will hold it value. Buying cheap shit with rebates and gimmicks you'll end up losing mani...

My 2 houses.
SUSFenix98
post Feb 14 2022, 03:17 PM

Happy Meal upsized Sir?
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Reits if you don't believe in owning popety and want liquidity at your finger tips...



This post has been edited by Fenix98: Feb 14 2022, 03:18 PM
Syie9^_^
post Feb 14 2022, 03:22 PM

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QUOTE(Evolving Skies @ Feb 14 2022, 03:38 PM)
Just asking some opinion from the larger community of kopitiam whether to buy house or buy reit, as I think that post covid will be bull year for property.

My fengshui master advised that I should buy a house to retain my passive income, but I felt bothered of too much hidden costs and considerations by owning a house (stamp duty, reno fee, security fee, low rental yield, etc). If buying reit will consider a better alternative?

Let discuss openly.
*
laugh.gif laugh.gif laugh.gif

Why REIT?

Why House?

Why not LV handbags for me as commission?

This post has been edited by Syie9^_^: Feb 14 2022, 03:22 PM
Ayambetul
post Feb 14 2022, 03:23 PM

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Buy glove brows.gif
SUSFenix98
post Feb 14 2022, 03:26 PM

Happy Meal upsized Sir?
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QUOTE(Evolving Skies @ Feb 14 2022, 02:11 PM)
Investment. Hence prefer higher rental yield area.
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Many struggling due to excess supply and steep competition in MK n klcc area. Only the best location within location within location still have demand.
prophetjul
post Feb 14 2022, 03:39 PM

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QUOTE(ZeaXG @ Feb 14 2022, 02:48 PM)
Because of REIT management fees which already deducted before declare as dividends to you.
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Is that it?
I would use yield as a better indicator of higher income?

How many properties in Msia can deliver 7 to 10% yields?
chupapi_munyayo
post Feb 14 2022, 03:49 PM

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buy dnex la

NicholasWai
post Feb 14 2022, 03:54 PM

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REITs for investment, property for own stay (plus point with very long term capital gain, property market should trend long term household income and population growth).

For rental yield, REITs is attractive, high quality retail (4-5%) , high quality commercial could fetch up to 7%.

jojolicia
post Feb 14 2022, 04:02 PM

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The poll reselt saus it all.. Of course REIT

This post has been edited by jojolicia: Feb 14 2022, 04:02 PM
SUSEvolving Skies
post Feb 14 2022, 05:32 PM

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QUOTE(Syie9^_^ @ Feb 14 2022, 03:22 PM)
laugh.gif  laugh.gif  laugh.gif

Why REIT?

Why House?

Why not LV handbags for me as commission?
*
Or pokemon cards. Depends your hobbies flex.gif
SUSEvolving Skies
post Feb 14 2022, 05:33 PM

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QUOTE(jojolicia @ Feb 14 2022, 04:02 PM)
The poll reselt saus it all.. Of course REIT
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+1 flex.gif
Syie9^_^
post Feb 14 2022, 05:54 PM

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QUOTE(Evolving Skies @ Feb 14 2022, 07:02 PM)
Or pokemon cards. Depends your hobbies flex.gif
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You havent answer my question dry.gif

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