Guys I'm using an iPhone XS Max right now as we're speaking, bought it since 2018 and I have been using it ever since, but I have the desire to upgrade to a newer phone, though I don't wanna spend RM6K Cash right now for a phone, I feel like a monthly payment makes much more sense to me, my uMobile contract ends on November 7th 2022 so I was told that I MIGHT Be eligible for a phone plan. So I'm looking forward to that, but recently I kinda made the mistake of googling "Beli phone Bayar ansuran" I found this site called Ansuran Mudah KL (AMKL)

So on last saturday, February 5th 2022, I had contacted one of the person whose phone number was advertised in that site, I told her that I was interested in Samsung 20 Ultra 5G, however I wanted one that comes with Snapdragon processor not Exynos, they only had Exynos atm and there was no way they can make an exception for me to order a Snapdragon, so I told her "Fine but do you have Asus ROG 5S by any chance?" She said yes, I applied for that under AEON because apparently I'm not qualified for JCL (Because I didn't have more than 1 person to contact in case of emergency) I was silly to even pick Asus ROG 5S, because I was not aware that it doesn't have Water Resistant IP Rating to it... Keep in mind that the application has not yet approved by AEON, I was told that I will be getting a call from AEON to confirm such purchase, I was hoping to tell them that I wanted to change my mind, I had called AEON today at 5PM in hopes to cancel it on the spot, however they told me that the application is still new, so I just needed to wait for AEON To call me, and then I can tell them that I wanna cancel it.

What I'm trying to ask is, should I wait? I know I was told to wait, but I'm just being paranoid so I need some advice from you guys who has experience with installment Items.

This post has been edited by lIAmLegendl: Feb 9 2022, 08:57 PM

Tenkiu TS for promoting own website.
Now, go Bora Bora 2 weeks

Siapa click link ko lembu

That's not my website, I just wanna get opinions but alright I'll remove the link

If want buy why not buy from telco more safe? lol. i bought from telco, i trust more than buying outside, unless its verified, popular or i have been to the place to check it out before. xD IMO la

I know last time many of my ex colleagues like to buy phone installment plan 6 months.
All of them is oren. Is ts oren?

I always buy phone with installments in Shopee/Lazada only.

Yeah.... Very true... I was just too impatient I suppose :L

Is either installment or cc swipe. Yolo

Buy with loan is silly.

If the device kaput, u still need to buy a new device and service the previous loan.

So far i have contract with maxis and digi. now both my phones fully paid off. xD I did bought a phone through a shop called CompAsia. Now they are offering installment plans, but not sure their shop shifted or not. xD if im not mistaken DirectD also have installment plan. Or at Aeon, i think have also. Not so sure. Im actually waiting for Samsung S22 Ultra. hahaha. Gonna watch the unpacked even tonight. xD and decide later on if i want to purchase or not haha

Apo salah pakai instalment?

Ayam pakai zerolution all this while

Bumi ini milik siapa

Owai salah thread

Get a contract with a telco.

Why not just save up for a phone?

well, it depends, can you buy that phone in cash lump sum?
if can, I would suggest get 6mths 0% interest installment, cuz for me, cash in hand better
if cannot, then you should get cheaper phone that you could afford, then get installment on that

buy phone. need installments.

wtf.

buy phone buy dao need to sign up installment plan.....better rethink on your finances

lmao too true

to reply ts question - if you cant afford to buy luxuries with cash on hand, then you have no business buying it in installments

Why u no buy from me?

Later tupai come say u lacist

That one is equally stupid same as instalment plan ( unless 0%)

installment with telco is cheaper if u already have a plan with them. taking loan with aeon is expensive, at the end of the day u'll be paying almost 2 times your actual phone cost

if 0% installment + no processing fees then thats fine

else hell no

Shopee pay later !

The only things to buy thru instalment:
🏠 and 🚘 and maybe 🛳

My ip8 plus is 4 years now, bought using cc swipe in full. But i fully paid the cc immediately though.

Also, i am using celcom legacy blue rm45 5GB package. Hell no i am going to convert to the wasted Gold packags and beyond. House got unifi, office got wifi.
Been loyal to celcom since 2001 actually.

I am beginning to think buying phone with either full cc swipe or full cash is stupid.
I mean, why not spread the total cost with a 0% installment ya?
I can use the money for crypto or other investment drives.

What do /k think?

This post has been edited by Zaryl: Feb 9 2022, 10:58 PM

I bought my phone by installment. Because if buy cash cannot claim from company. Pay installment can put in the phone bill

Aeon usually they need you to sign some documents first then baru can give or loan proceed.

Based from my young, dumb experience.

Only witho plan. Iphone 6S, RM3600, 6 months plan.

Last smartphone with plan. Feel so stupid paying installment for phone.

buy phone need installment ?
you better stick to current phone or buy cheaper without installment one

Never buy phone with installment, and telco plan
Really no need it, even i use phone over 4 years

what does the latest phone do that the old one cannot?

Impulsive undecisive consumer spotted. Eh, I also like that last time.



This post has been edited by l4nunm4l4y4: Feb 9 2022, 11:51 PM

If really wanna do installment at least buy frn reputable co like senheng directd etc or even frm direct manufacturer website.

If your company provide allowance for phone why not

buy from telco ..

pakai credit card like maybank zero interest monthly

or buy from lazada/shopee that have the installment with offer zero interest

its best to buy when you got the cash.. installment is not worth it considering if you need that extra cash each month but its not available cos it goes to installment repayment..

Cash pnly

I 12months 0% installment... Then hotlink RM35/RM45 3mbps/6mbps unlimited data and calls...

Pretty damn good deal for me.. PS: i can't claim company line bill... So i have to go such route

Downgrade from Apple to Asux. Yikes

If you need to buy phone using installments from some website it means you can't....eerrr nevermind YOLO