35 aged semi-booglehead here. Surprised to find MY version.

Most of my investments is in ASNB (non-bumi fund) and local stocks, but past 4 years I have been pumping more money into IBKR account to hold VOO. The reason I use VOO despite its tax disadvanages is that the differences are minimal.

Also, recently I have been dabbling with individual stock picks (US and HK) and crypto. As it has been too tempting to stay out. But I try to keep it within 5% max for these risky securities.

I'd kill for a low-cost KLSE index fund ETF. And maybe other ASEAN market stock indexes too. So tired of looking at local markets, news, valuations. When US market seems bleak or the exchange rate is unfavourable like now, there's no choice but to put funds into local markets.