can you? is it illegal?

does ctos shows loan amount?

HR does it. If you know them, can ask for favours.

why? so you can feel better if your score is better than your friend who drives Alphard, Merc and stay in a expensive house?

Yes, loan amount, remaining and many more. Any property agent can do it for u.

but... i wan to check for my own info only..

This post has been edited by IJustWantToAsk: Jan 30 2022, 10:28 PM

u r full of hate arent u?

can i do it without pakai cable?

no, it's just many ktards seem to butthurt other ppl success and always find ppl weak points to talk about to cover their insecurity

but if you are not one of them, then good for you

im not, and not in the mood of doing that

you meant check for other folks? banker might able to do that ..but not legal la

seems like mostly need to use cable...

background checking your staff? or sister's new boyfriend?

banker want to do that also need that person to sign some form like "i agree for XX bank to check for my credit score something"

i remember i sign something like this when i apply housing loan years ago

This post has been edited by fantasy1989: Jan 30 2022, 10:27 PM

i small potato saje.... no staff what so ever yoooo

If without agent how to do?

For tenancy purpose

Cuz some agent is relly dodgy...

Need the person to sign acknowledgement to allow to be checked.
No, CTOS cannot see loan amount.

just asked a fren, they said cannot cincai do ctos check one, so probably u're right

thanks for the heads up, what if i wan see loan amt? or remaining

buying ctos report (for yourself) will include CCRIS info (not sure on behalf)

there will have your housing loan current balance and also all your CC info and limit

something like this .. this is my old report


This post has been edited by fantasy1989: Jan 30 2022, 10:37 PM

Only bank been given the access to CCRIS to check the amount and with acknowledgement from the person during loan application.
You can ask the person to login the CCRIS and send you a copy to see also.

Not sure on this. Normally property agent got some access one.

Ok so need good agent with konekzions to serbis...

Ccris in ctos can see loan amount la dei...

Ts if you want i can ask my fren to chek ccris for u .but got handling caj and since its important to you then 3k is peanut

only when you sign the doc that says you're allowing them to perform background check on you, then they can get a copy. I think that's how it works.

Tng apps inside got. That time free you tak pakai kah?

Why do you need to check others ctos? Im more interested to see other people celeri.

Which bank?

You need a proper background check?

Nah just for tenancy...

You know people who pay their cc and debts tend to pay rents..

People who don't well...

They don't.

I have came across cases before whereby on ctos records everything is good.

but shits still happen afterwards

So it's still by gut feel?

Things are very uncertain these days. Currently I only engage with kilang.

Also comes with its own unique payment problems

okay sure, ill let u know after cny

i only have ic and name, so bank wise im not sure

You still need photocopy of I/C and signed acknowledgment.

I have access to CTOS for company, pay monthly subscription fees.

Search company (creditors or debtors) will show information of the company and shareholders and directors.

If you want personal information, required proper paperwork.

can use CTOS Tenant Screening but still need to get e-consent from tenant. haiyaa still so mafan

Did TS realise what is his asking is protected under PDPA? Those form people mentioned here is PDPA consent form.
TS is toxic owner people should avoid for so many reasons.

Use e-CRIS since it's free to check on your financial standing.

I only paid once for CTOS because I was curious to see their report.